Underwriter - Travel

Company Description JCA Surety Group is a surety-only agency headquartered in Central Florida, specializing in civil infrastructure and public works projects. The agency provides access to project analytics and industry trends across the state, helping clients make informed decisions and manage risk effectively. JCA Surety Group maintains active involvement in key industry organizations, including AWWA, FWEA, and FTBA which supports strong professional networks and up-to-date market insights. Role Description Contract Surety Underwriter

Salary:
$125,000
- $150,000 Annually + Performance Bonus

Benefits:
Health Insurance, 6% 401(k) Match, Paid Time Off, Professional Development Position Summary We are seeking an experienced and entrepreneurial Contract Surety Underwriter to join our surety agency. The successful candidate will be responsible for evaluating and underwriting contract surety accounts, managing staff, and helping design and implement automation protocols that improve efficiency, consistency, and scalability throughout the agency.

Key Responsibilities
Surety Underwriting Analyze financial statements, work programs, bank information, and contractor performance. Evaluate new and existing contract surety accounts for bid, performance, payment, maintenance, and miscellaneous bonds. Identify underwriting risks and develop mitigation strategies. Collaborate with producers and account managers to structure bond programs. Maintain strong relationships with surety company underwriters and home office personnel. Participate in contractor meetings, indemnity reviews, and financial discussions. Provide leadership and mentoring to underwriting and bond operations personnel. Manage direct reports, including training, performance coaching, workload allocation, and career development. Support executive leadership in strategic planning and operational initiatives. Process Improvement & Automation Lead the design and implementation of underwriting automation workflows. Assist in developing AI-assisted workflows, document automation, CRM integrations, and digital underwriting tools. Partner with operations teams to identify bottlenecks and eliminate manual processes. Create documentation, rules, and quality-control standards for automated processes. Help integrate agency platforms, including CRM, document management systems, and workflow automation solutions. Business Development Support Assist producers in developing new contractor relationships. Identify opportunities for account growth and improved client retention. QualificationsRequired 7+ years of Contract Surety underwriting experience. Strong understanding of construction accounting and contractor financial analysis. Experience underwriting bid, performance, and payment bonds. Proven ability to analyze work program capacity and contractor risk. Familiarity with Salesforce, SharePoint, Power Automate, AI tools, or workflow automation platforms. Demonstrated experience implementing technology or process improvement initiatives. Performance Bonus Program Annual Incentive Opportunities
- 10%
- 25% of Salary, based on performance and agency growth. Employer-Sponsored Health Insurance (company pays 100% of Employee's health insurance) Paid Vacation and Holidays Ideal Candidate The ideal candidate is a technically strong surety underwriter who understands contractor risk, enjoys mentoring others, and is excited about leveraging technology to transform the surety business. This individual will help build a best-in-class underwriting operation while contributing to the long-term strategic growth of the Agency. #