Senior Mortgage Quality Control Auditor

The objective is to monitor the overall quality of loans with regard to originations and to assure our employees are in compliance with company policies and investor and mortgage insurer requirements, including requirements of HUD, VA, Rural Housing, Freddie Mac, and Fannie Mae. The primary purpose of the job is to conduct random, targeted, and discretionary audits on samples of the mortgages the company originates. The audits are used to discover and guard against errors and omissions as well as fraud and intentional violation of policies. Review and assess underwriting decisions of Underwriter I, II, and III underwriters for pre-funding full file QC review in compliance with investor and mortgage insurer requirements, including requirements of HUD, VA, Rural Housing, Freddie Mac, and Fannie Mae, reporting and record retention as well as early payment default review, reporting and record retention.
Pre-Funding Full File and Targeted Review daily on various issues as assigned by QC Manager
Assist in preparation of monthly Pre-Funding Report for QC Manager based on department Pre-Funding QC reviews in advance of the monthly QC meeting with management
Quality Control the Quality Control Vendor review, reporting and record retention
Review the Quality Control the Quality Control vendor sample files monthly as assigned by Quality Control Manager
Email Quality Control the Quality Control vendor results to the branch staff and branch management as completed
Respond to branch responses on Quality Control the Quality Control vendor
Update the Quality Control the Quality Control vendor tracker and folder daily until review is complete
Prepare results of Quality Control the Quality Control vendor for Quality Control
Pull information on loan files from FHA Connection and Encompass to include in summary of loan for QC monthly meeting and assist in preparation of monthly EPD
Discretionary review report for QC Manager
Self-report unresolved serious QC issues monthly to agencies or investors as directed by QC Manager
Update Self-Reporting tracker and provide to QC Manager in advance of monthly QC meeting

Assists with directing, coordinating, and evaluating designated units or certain personnel in accordance with the organization's policies and applicable laws. Responsibilities may include training employees, planning, assigning, and directing work; addressing complaints and resolving problems.
Bachelor's degree in Finance or Business Administration and at least seven years of progressively more responsible experience required. Five years of senior mortgage underwriting or mortgage quality control auditing experience. Experience and competency in underwriting and knowledge of general mortgage compliance guidelines.
COMPUTER AND OFFICE EQUIPMENT SKILLS
Microsoft Office suite
CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. S. Bank. Medical with wellness incentives, dental, and vision
• Tuition reimbursement
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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities