Insurance Regional Product Manager

About the Company PCS is one of the largest high net worth managing general underwriters in the market today. With a sole focus on families with $5m or more in assets, PCS provides complex insurance policies for individuals with complex needs. Private Client Select offers property and casualty personal insurance solutions and risk management services that meet the unique and complex needs of High-Net-Worth clients. We understand their passions and are committed to preserving the life that they have built. PCS employs approximately five hundred staff members. The company has offices in New York, NY, St. Petersburg, FL, and Schaumburg, IL. PCS has a geographically diverse workforce and supports hybrid and remote business-based flexibility. The ideal candidate will be in the metro New York, New Jersey, St. Petersburg, or Chicago area to allow for regular in-office presence. This role is considered hybrid, offering flexibility in work arrangements but the expectation will be that an office visit will be required multiple times a week. About the Position The Insurance Regional Product Manager is responsible for the strategic ownership, performance, and profitability of assigned insurance product lines across designated regions of the United States. Product lines refer to insurance coverages for specific risks (e.g., Homeowners, Automobile, Excess, etc.). The position serves as a technical insurance product expert, with deep responsibility for pricing strategy, underwriting appetite, contractual forms, and portfolio performance. The role is accountable for driving profitability, growth, and competitive positioning of assigned products through rate actions, coverage design, underwriting guidelines, and market strategy. This is a traditional insurance product management role focused on behind-the-scenes insurance work that directly impacts P&L. This position is not a technology, systems, or platform product management role. The role reports to the assigned Product Head and is accountable for overall regional and product-line results. Key Responsibilities Insurance Product & Portfolio Management • Own the financial performance (P&L) of assigned product lines and regions. • Develop and execute pricing strategies including rate adequacy reviews and segmentation enhancements. • Monitor loss trends, catastrophe exposure, and aggregate management strategies. • Create and implement rate and filing strategies. Underwriting Strategy & Risk Appetite • Establish and refine underwriting guidelines and appetite. • Drive underwriting consistency and governance. • Execute portfolio strategies aligned to financial goals. Forms, Coverage & Product Development • Lead policy form creation and enhancements. • Identify emerging risks and market trends. • Recommend new products and coverage improvements. Governance & Compliance • Ensure adherence to Legal, Compliance, Risk, and Audit frameworks. • Participate in audits and quality reviews. • Maintain appropriate underwriting controls. Strategy & Collaboration • Partner with underwriting, actuarial, distribution, and operations teams. • Provide product and region-specific training. • Support continuous improvement initiatives. Required Skills, Knowledge, and Education • 5+ years of personal lines with preferred HNW insurance experience achieving consistent quota attainment and year-over-year business growth. • Demonstrated ability to generate new business and achieve revenue growth targets. • Active Property/Casualty License • Advanced consultative selling and negotiation attributes – from initial discovery and solution design to close and onboarding. • Trusted-advisor relationship builder who delivers a consistent white-glove experience that drives renewals and referrals. • Deep understanding of affluent client needs and complex/luxury asset protection (high limits, multiple residences, valuables, performance autos, umbrellas). • Clear, compelling written and verbal skills; confident presenter in both personal and small executive settings as well as webinars. Proficiency in AMS/CRM platforms digital quoting/rating platforms, e-signature, virtual presentation tools, and spreadsheets (Excel/Sheets). • Applicants must be legally authorized to work in the United States and must not require employment-based visa sponsorship now or in the future. Equal Employment Opportunity Policy PCS values and is fully committed to diversity and inclusion. It is the policy of PCS not to discriminate against any applicant for employment, or any employee because of age, color, sex, disability, nation of origin, race, religion, sexual orientation, gender identity, or veteran status.