Regulatory & BSA Compliance Lead (San Francisco)

Regulatory & BSA Compliance Lead at Check Join to apply for the Regulatory & BSA Compliance Lead role at Check . Get AI-powered advice on this job and more exclusive features. Building at Check: At Check, we make paying people simple. In doing that, we're not just building our own business we're building payroll businesses together with every one of our partners. As the inventors of embedded payroll, we're redefining how people get paid and making it easier for payroll businesses to launch, grow, and thrive. Check out the full story | Tune in. Check is far more than just API infrastructure. We're a springboard for building and scaling payroll businesses. In this role, you will: Serve as Check's BSA Compliance Officer, owning and updating the BSA/AML and sanctions program, including drafting policies and procedures, building controls for KYC, investigating suspicious activity, filing SARs, transaction monitoring, team training, and annual program reviews. Lead state money-transmission compliance, including licensing, renewals, reporting, and day-to-day regulator engagement. Serve as the central point of contact for regulatory audits and partner-bank reviews, and ensure company-wide audit readiness. Prepare and submit required regulatory filings, partnering with Finance, Legal, and outside counsel on documentation tied to MTL obligations. Maintain and evolve the Compliance Management System, ensuring policies and controls are accurate, accessible, and actionable. Use technology to streamline filings, reporting, monitoring, and internal workflows. Track and implement remediation items arising from audits, exams, or regulatory findings. Report key AML and MTL risks, trends, and program updates to executive leadership and the Board. Build strong, collaborative relationships with regulators, banking partners, and industry peers. Qualifications Bring 5+ years of experience in fintech, payments, banking, or regulatory compliance, with direct exposure to AML/BSA/OFAC and money-transmission licensing requirements. Hold an ACAMS, CRCM, or bring equivalent expertise in BSA/MTL compliance. Have implemented and scaled a cross-functional MTL compliance program. Have led state exams, partner-bank audits, or regulatory assessments from preparation through resolution and remediation. Are comfortable owning both program strategy and execution, including drafting policies and preparing filings. Communicate clearly, navigate ambiguity with sound judgment, and influence across teams. Use technology to make compliance scalable and efficient. You are a builder at heart, comfortable rolling up your sleeves and driving outcomes independently. Compensation We accept applications on an ongoing basis with no specified deadline. The expected range in San Francisco, NYC, LA, and Seattle is between $177,000 and $194,700. For all other locations, the expected range is between $150,500 and $165,550. What we offer For full-time employees, Check offers company-sponsored medical, dental, vision, short-term/long-term disability, and basic life insurance coverage, effective on their first day of work. We also provide stock options, flexible PTO and sick leave, up to 16 weeks of fully paid parental leave for all new parents, flexible return-to-work, 9 annual holidays, a 401(k) retirement plan, and a $100 monthly stipend for home internet and mobile phone expenses. Check is proud to be an Equal Opportunity employer. We do not discriminate based on race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, provided they are consistent with applicable federal, state, and local laws. Check is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. Check participates in E-Verify and will provide the federal government with Form I-9 information from all new employees to confirm that they are authorized to work in the U.S. Check does not use E-Verify to pre-screen applicants. #J-18808-Ljbffr