Senior Lender

The Senior Lender - VP Assist the managers of the Financial Center and Private Client Groups in the development of personal and business loans. JOB DUTIES: Meets with prospects and clients of Private Client Groups and interviews applicants to request specified information for loan applications. Monitors credit quality of loan portfolios as well as performance of each credit. Approves credit requests for credits within assigned credit authority and prepares underwriting analysis and credit offering memo. Notifies Chief Credit Officer immediately of any credit quality issues within portfolio. Reviews financial reports submitted by clients to monitor compliance. Ensures loan agreements are complete and accurate according to policy and comply with approval. Maintains database and monitors performance of loans. Works closely with outside counsel for documentation on loan transactions. QUALIFICATIONS: 5 years: commercial lending at leading money center bank Formal Credit Training required Bachelor's degree in business or related field highly preferred Prior management experience Commercial lending/credit analysis experience Knowledge of Analyzing financial statements, cash flow analysis, financial ratios Knowledge of Lending to individuals/businesses