Senior Regulatory Compliance Analyst

Lithic creates card issuing and payment infrastructure for technology companies that just works. We help some of the world’s fastest-growing digital banks, fintech companies, and software companies process billions in transactions annually. We are seeking a data‑driven Senior Regulatory Compliance Analyst to detect and mitigate compliance, regulatory, and reputational risks. As part of the Compliance Oversight and Control function and second line of defense, you will create and refine processes; contribute to client risk assessments, manage cardholder complaints, review marketing materials, conduct compliance testing; perform surveillance and monitor for regulatory risks to assess compliance with regulations. We’re hiring a Senior Regulatory Compliance Analyst to help build and scale our compliance testing and oversight function. This is a high impact role, with opportunities to brief senior management, work directly with our clients and sponsor banks as well as shape the direction of the testing and oversight program. Job Responsibilities: Propose methods of testing and create testing work papers Ensure our company’s testing methodologies comply with required guidelines and regulations throughout the entire testing cycle Execute plans discussed and agreed with a team lead, gather data, perform analyses and submit testing reports to management Identify potential compliance and reputational risks, and effectively elevate to appropriate supervisor Work with our sponsor bank(s), clients and management on defining remediation action plans and/lookbacks as needed Manage testing schedules to ensure all tasks and reporting are completed within established timeframes Identify deficiencies in our compliance management system (CMS) and assess any operational risks Support internal and external compliance audits as needed Manage cardholder complaints, track escalations and triage resolution with clients and sponsor banks Review client marketing and collateral materials Help compliance management establish and maintain a company‑wide compliance program and organize training sessions for customers Execute multiple projects at the same time and meet tight deadlines Qualifications: Strong quality, delivery, and customer service orientation A high level of urgency. Ability to work efficiently and independently in a constantly changing environment Capacity to think creatively and proactively in analyzing and solving problems Strong organizational skills with a keen attention to detail. Prior experience in audit, compliance, regulatory, risk management functions Experience in the financial services industry Experience with regulatory examination In-depth knowledge of industry‑relevant regulations and state and federal laws (e.g., UDAAP, Reg E, Reg Z, AML/BSA) Excellent analytical, reporting, problem‑solving, written communication and time management skills Benefits: Health, vision, and dental insurance; HSA Contribution Match Unlimited PTO 401(k) match Voluntary Life Insurance and AD&D 3% cashback on all Privacy purchases 12‑weeks fully paid parental leave Work from Anywhere: work from anywhere in the world 4‑weeks each year 5‑Year Fully Paid 4‑Week Sabbatical Program We believe in‑person collaboration boosts creativity, communication, and agility, which are key to our growth. Employees in the NYC area are asked to work from our SoHo office three days a week—Tuesdays and Thursdays are core in‑office days—the third is flexible. $50/month towards your commute Free lunch every Tuesday and Thursday As set forth in Lithic’s Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law. #J-18808-Ljbffr