JOB SUMMARY: We are seeking a highly experienced and visionary Principal Architect to lead the design and implementation of our technical architecture in the fintech space. The ideal candidate will possess deep technical expertise, strategic thinking, and a proven track record in architecting scalable, secure, and high-performance fintech solutions. As a Principal Architect, you will collaborate with cross-functional teams to drive the technological direction of our products and ensure alignment with business goals.

ESSENTIAL JOB FUNCTIONS:

Lead the design and development of scalable, secure, and high-performance financial technology solutions. Define the architectural vision, strategy, and roadmap in alignment with business objectives.
Provide deep technical guidance and mentorship to engineering teams. Stay abreast of emerging technologies and industry trends, ensuring our architecture remains cutting-edge.
Work closely with product managers, developers, and other stakeholders to gather requirements, translate business needs into technical solutions, and ensure successful delivery of projects.
Develop detailed architecture blueprints, including data models, integration patterns, and infrastructure components. Ensure solutions are robust, maintainable, and align with best practices.
Implement security best practices and ensure compliance with regulatory requirements in the fintech industry. Conduct risk assessments and develop mitigation strategies.
Identify and address performance bottlenecks, scalability issues, and system inefficiencies. Conduct architectural reviews and drive continuous improvement initiatives.
Drive innovation by exploring new technologies, methodologies, and approaches to enhance our product offerings. Foster a culture of creativity and technical excellence within the team.
Communicate architectural decisions, strategies, and progress to executive leadership and other stakeholders. Provide technical insights to support business decision-making.
Definition, implementation, and execution of the processes used for software development and hardware buildouts. Includes standards, frameworks, and solutions, within best practices, for the teams to follow.
Architectural leadership in the resolutions of inter-program and inter-project issues
Guide teams to best practices within technology and monitor technical debt.

MINIMUM QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the minimum knowledge, skill, and/or ability required.

Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field.
Minimum of 10 years of experience in software architecture, with at least 5 years in a senior or principal architect role, preferably in the fintech industry.
Extensive experience with cloud computing platforms (AWS, Azure, GCP), microservices architecture, API design, and enterprise integration patterns. Proficiency in programming languages such as Java, Python, or C#
Relevant industry certifications (e.g., AWS Certified Solutions Architect, TOGAF) are a plus.
Familiarity with blockchain, machine learning, and artificial intelligence applications in fintech.

COMPETENCIES:

Customer Service: Exceptional attitude and a passion for providing outstanding service to internal customers.
Attention to Detail: Thoroughness in accomplishing a task through concern for all the areas involved, no matter how small. Monitors and checks work or information and plans and organizes time and resources efficiently
Analytical Skills: Collects and researches data; Designs workflows and procedures; Identifies data relationships and dependencies.
Communications: Exhibits good listening and comprehension. Expresses ideas and thoughts in verbal and written form. Keeps others adequately informed. Selects and uses appropriate communication methods.
Managing People: Develops subordinates’ skills and encourages growth; provides direction and guidance; reacts well under pressure; motivates others to perform well and exhibits confidence in self and others.
Problem Solving: Ability to solve issues efficiently and quickly.
Relationship Management: Manages interactions to service and support to the organization; establishes credibility with all interactions
Teamwork: Contributes to building a positive team spirit. Exhibits objectivity and openness to others' views.

SUPERVISORY RESPONSIBILITY
None

PHYSICAL DEMANDS
While performing the duties of this job, the employee is regularly required to stand, walk, reach and sit for a minimum of 8 hours with or without reasonable accommodation. The employee is required to use hands to finger, handle, or feel objects and/or tools. The employee is required to talk or hear with or without reasonable accommodation and must sometimes lift and move up to 10 pounds.

WORK ENVIRONMENT
While performing the logistics duties of this job, the employee is frequently exposed to moderate noises such as computers, printers, and other light traffic noise in an office setting.

This role is in-office. Remote work may be performed from a pre-approved location, as arranged, and scheduled by team management and approved by department leadership.

OTHER DUTIES
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change or be supplemented at any time with or without notice.

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