Senior Underwriter, Small Commercial

Description This is a remote position with occasional travel for in‑person agency visits. Ideal candidate will live and work remotely in the Central region or surrounding states. This is a ranged posting. Level offered will be based on candidate experience at manager discretion. Responsibilities As a Small Commercial Underwriter in property casualty insurance, you’ll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals. Strategic Account Manager – As part of your portfolio strategy, you’ll ensure a profitable book of Property and Casualty insurance by writing new accounts with premiums of $100,000 and below, growing successful agent and broker relationships and pursuing renewals. Problem solver – You’ll crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification. Clear communicator – You’ll maintain and nurture successful relationships with agents and brokers, while presenting proposals, negotiating deals and obtaining approvals. Collaborative teammate – Contributing to overall team success, you’ll mentor underwriters in both a technical and professional capacity, sharing best practices and identifying opportunities for continuous improvement. Conscientious professional – Understanding that the deal isn’t done until the paperwork is complete, you’ll document account reviews, state‑compliant sign‑offs and referrals, letters of authority and follow underwriting guidelines. Qualifications 3–5+ years of commercial lines underwriting experience. Experience with multi-line insurance products. Analytical, problem‑solving capabilities. Strong territory management skills. Excellent communication skills. Aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants and junior underwriters. Command of insurance finance and actuarial concepts. Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories. Understanding of contract language, including regulatory and policy differences among applicable states. Familiarity with continuous improvement processes and tools. Bachelor’s degree in a related field; Chartered Property Casual Underwriter or other professional insurance designation preferred. About Us – Pay Philosophy The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. As a purpose‑driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. Visit https://LMI.co/Benefits for more information. Equal Opportunity Employer Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran’s status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. #J-18808-Ljbffr