Sr Credit Strategy Manager

Join to apply for the Sr Credit Strategy Manager role at LendingClub. About the Role We are looking for a Sr Manager, Credit Strategy & Pricing, who is an organized and motivated player‑coach, with a strong sense of ownership. As a key member of the credit risk management team, you will be responsible for developing risk strategies, creating and tracking appropriate KPIs, and serving as an active stakeholder in flawless implementation. You will develop and implement the underwriting and pricing strategy for partnership channels, an important and growing marketing channel for LendingClub. What You'll Do Develop, gain approval, and implement credit risk strategies that involve elements of credit underwriting, pricing, loan amount assignment and verification based on an estimation of probability of default Design A/B tests to help understand risk return tradeoffs using hypothesis testing frameworks Craft automated dashboards to track KPIs around funnel conversion and strategy/portfolio performance; summarize and present findings to senior management Use analytical techniques to mine loan performance data, identify pockets of underperformance, conduct root cause analysis, draw conclusions and help recommend risk mitigation strategies Measure credit expansion opportunities to optimize risk‑adjusted revenue Expand existing set of data used in credit decisioning process by evaluating information, value of non‑traditional data sources and by re‑engineering use of existing data elements Manage and measure data quality, coverage, and freshness Take ownership in developing, executing and driving solutions independently for partnership channels Collaborate with partner marketing and product teams to identify key drivers and ensuring overall performance and KPIs are in line with expectations Work closely with technology and engineering teams to ensure new strategies are implemented accurately and as designed Develop and provide regular reporting on project status and ensure timely communication at senior level meetings Partner with cross‑functional team to ensure the effective execution of new partnerships managing all stages including partner onboarding, launch, performance monitoring and ongoing tracking of credit performance and optimization About You 6+ years of experience in some combination of credit, analytics, risk management, and data science Bachelor's degree or higher in a quantitative field (e.g. Statistics, Math, Engineering, Economics); or equivalent work experience Must be self‑directed, able to work independently, as well as work in a team‑oriented and fast‑paced environment Strong technical skills such as SQL, SAS, Python, Tableau, with familiarity with big data and cloud environments Strong MS‑Office skills (Excel, PowerPoint) Excellent written and verbal communication skills including ability to communicate project scope in documentation and presentation format Previous experience in the financial or fintech industry, preferably in partnership channels is a plus Work Location San Francisco, California. This role requires in‑person attendance on Tuesdays, Wednesdays, and Thursdays. Remote placement will not be considered. LendingClub offers relocation based on actual job level. Time Zone Requirements Primarily Pacific Time. Flexibility to work across time zones when necessary. Travel Requirements Monthly/quarterly as needed to LendingClub offices and/or other locations. Compensation The target base salary range for this position is $157,000‑$180,000. The base salary will be determined by job‑related knowledge, experience, education, skills, and location. Base salary is one part of LendingClub’s Total Rewards package. Eligibility for long‑term awards (equity) and an annual bonus based on company performance, employee performance, and eligible earnings is also included. Benefits LendingClub offers a comprehensive benefits package, including medical, dental, and vision plans for employees and families; 401(k) match; health and wellness programs; flexible time off policies; up to 16 weeks paid parental leave; and more. Equal Opportunity Employer LendingClub is an equal‑opportunity employer and is dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or any other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger. We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com. #J-18808-Ljbffr