Current jobs related to SBA Underwriter, Senior - Birmingham - First Horizon Bank

  • Senior SBA Underwriter

    2 weeks ago

    Birmingham, Alabama, United States First Horizon Full time

    About the RoleWe are seeking a highly skilled Senior SBA Underwriter to join our team at First Horizon. As a key member of our credit team, you will be responsible for evaluating Small Business Administration (SBA) loan applications and making recommendations for approval or denial.Key ResponsibilitiesConduct in-depth analysis of financial information to...

  • Senior SBA Underwriter

    2 weeks ago

    Birmingham, Alabama, United States First Horizon Full time

    About the RoleWe are seeking a highly skilled Senior SBA Underwriter to join our team at First Horizon. As a key member of our underwriting team, you will be responsible for evaluating Small Business Administration (SBA) loan applications and making recommendations to senior credit officers.Key ResponsibilitiesConduct in-depth analysis of financial...

  • SBA Underwriter, Senior

    1 week ago

    Birmingham, United States First Horizon Bank Full time

    Location:  On site in Birmingham, AL , New Orleans, LA, Memphis or Nashville, TN , Charlotte, NC, Atlanta, GA, Orlando, FL, Greenville, SC Summary The SBA Underwriter will be responsible for evaluating Small Business Administration (SBA) loan applications based on established criteria and SBA Standard Operating Procedures.  Candidate must have 8 or more...

  • SBA Underwriter, Senior

    1 day ago

    Birmingham, United States First Horizon Bank Full time

    Job DescriptionLocation:  On site in Birmingham, AL , New Orleans, LA, Memphis or Nashville, TN , Charlotte, NC, Atlanta, GA, Orlando, FL, Greenville, SCSummaryThe SBA Underwriter will be responsible for evaluating Small Business Administration (SBA) loan applications based on established criteria and SBA Standard Operating Procedures.  Candidate must have...

  • Senior Development Underwriter

    2 weeks ago

    Birmingham, Alabama, United States SPE Travelers Management, LTD Full time

    Job Title: Senior Development UnderwriterAt SPE Travelers Management, LTD, we are seeking a highly skilled Senior Development Underwriter to join our team. As a key member of our underwriting team, you will be responsible for developing and implementing underwriting strategies to drive business growth and profitability.Key Responsibilities:Underwrite and...

  • Senior Insurance Underwriter

    1 week ago

    Birmingham, Alabama, United States Old Republic Surety CO Full time

    We are seeking a highly skilled Senior Contract Surety Underwriter to join our team at Old Republic Surety Company.The ideal candidate will have a Bachelor's Degree in Finance or Accounting and a minimum of three years of bond underwriting experience.Responsibilities will include producing an underwriting profit and protecting against losses by proper risk...

  • Senior Contract Surety Underwriter

    1 month ago

    Birmingham, Alabama, United States Old Republic Surety CO Full time

    Senior Contract Surety UnderwriterOld Republic Surety Company is seeking a highly skilled Senior Contract Surety Underwriter to join its Contract Underwriting Team at its Birmingham, AL location.We are a leading provider of contract, fidelity, and commercial bonds, serviced through a network of over 4,500 independent insurance agencies. Our solutions include...

  • Senior Development Underwriter

    5 months ago

    Birmingham, United States SPE Travelers Management, LTD Full time

    Who Are We? Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine...

  • Senior Development Underwriter

    1 month ago

    Birmingham, Alabama, United States SPE Travelers Management, LTD Full time

    About the RoleWe are seeking a highly skilled Senior Development Underwriter to join our team at SPE Travelers Management, LTD. As a key member of our underwriting team, you will be responsible for producing and writing new business, as well as some renewals, to support the growth and profitability of our allocated broker panel.Key ResponsibilitiesUnderwrite...

  • Senior Contract Surety Underwriter

    2 days ago

    Birmingham, United States Old Republic Surety CO Full time

    DescriptionOld Republic Surety Company (ORSC) is currently seeking a Senior Contract Surety Underwriter to join its Contract Underwriting Team at its Birmingham, AL Location. ORSC ranks among the nation's top underwriters of contractors' performance and payment bonds, miscellaneous surety, and commercial fidelity, offering thousands of types of bonds. We are...

  • Senior Contract Surety Underwriter

    3 weeks ago

    Birmingham, AL, USA, United States Old Republic Surety CO Full time

    Job Title: Senior Contract Surety UnderwriterOld Republic Surety Company is seeking a highly skilled Senior Contract Surety Underwriter to join its Contract Underwriting Team in Birmingham, AL. As a leading underwriter of contractors' performance and payment bonds, miscellaneous surety, and commercial fidelity, we offer a unique opportunity for experienced...

  • Senior Contract Surety Underwriter

    4 weeks ago

    Birmingham, AL, USA, United States Old Republic Surety CO Full time

    Senior Contract Surety UnderwriterOld Republic Surety Company is seeking a highly skilled Senior Contract Surety Underwriter to join its Contract Underwriting Team at its Birmingham, AL location.We are a leading provider of contract, fidelity, and commercial bonds, serviced through a network of over 4,500 independent insurance agencies. Our solutions include...

  • Senior Medical Professional Liability Underwriter

    1 week ago

    Birmingham, Alabama, United States ProAssurance Full time

    Job SummaryThe primary responsibility of the Senior Medical Professional Liability Underwriter is to support the MPL underwriting strategy by underwriting and selecting new business that will produce an underwriting profit.This position is responsible for reviewing submissions and identifying exposure and risk, and determining accurate classifications and...

  • Senior Contract Surety Underwriter

    2 weeks ago

    Birmingham, AL, USA, United States Old Republic Surety CO Full time

    Job SummaryOld Republic Surety Company is seeking a Senior Contract Surety Underwriter to join its Contract Underwriting Team in Birmingham, AL. As a key member of the team, you will be responsible for producing an underwriting profit and protecting against losses by proper risk selection and underwriting of all types of contract surety bonds.Key...

  • SRU Underwriting Internship

    1 month ago

    Birmingham, United States AmWINS Group Full time

    Amwins is the largest specialty wholesale insurance distributor in the US, offering tailored products to fill a variety of needs and services. Comprised of five core divisions, Amwins, combines an extensive partnership network with niche industry expertise to provide unparalleled insurance solutions to clients all around the world. Special Risk Underwriters...

  • SRU Underwriting Internship Opportunity

    3 weeks ago

    Birmingham, Alabama, United States AmWINS Group Full time

    About AmwinsAmwins is a leading specialty wholesale insurance distributor in the US, offering tailored products to meet the diverse needs of clients worldwide. Our company is comprised of five core divisions, each providing unparalleled insurance solutions through a combination of extensive partnerships and niche industry expertise.Special Risk Underwriters...

  • Regional Underwriting Officer

    4 months ago

    Birmingham, United States Travelers Full time

    Who Are We? Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine...

  • Commercial Underwriter II

    3 weeks ago

    Birmingham, AL, USA, United States Velocity Risk Full time

    About Velocity RiskVelocity Risk is a pioneering insurance company that revolutionizes the connection between risk and capital. By embracing the unpredictability of nature, we transform traditional insurance practices and create innovative solutions for catastrophe-prone communities.Role OverviewWe are seeking a highly skilled Commercial Underwriter II to...

  • Commercial Property Underwriting Intern

    2 weeks ago

    Birmingham, AL, USA, United States AmWINS Group Full time

    About AmwinsAmwins is a leading specialty wholesale insurance distributor in the US, offering tailored products to meet the unique needs of clients worldwide. Our company is comprised of five core divisions, each providing unparalleled insurance solutions through a combination of extensive partnerships and niche industry expertise.Special Risk Underwriters...

  • Alabama Market President

    2 weeks ago

    Birmingham, Alabama, United States Citizens Trust Bank Full time

    Job SummaryCitizens Trust Bank is seeking a seasoned Market President to lead our Alabama operations. As a key member of our senior leadership team, you will be responsible for driving business growth, developing strategic plans, and managing a team of professionals to achieve our goals.Key ResponsibilitiesLead and manage a team of professionals to achieve...

SBA Underwriter, Senior

2 months ago

Birmingham, United States First Horizon Bank Full time

Location:  On site, Birmingham, AL , New Orleans, LA, Memphis or Nashville, TN , Charlotte, NC, Atlanta, GA

Summary

The SBA Underwriter will be responsible for evaluating Small Business Administration (SBA) loan applications based on established criteria and SBA Standard Operating Procedures.  Candidate must have 8 or more years of underwriting experience with at least 5 years of SBA experience. Candidate will evaluate the merits of the request and either recommend a decision to a senior credit officer or use their own authority to decision the application.  

Key Responsibilities Include

 

  • Conduct in-depth analysis of financial information to form a recommendation of approval or denial of new loans.
  • Analyze and evaluate financial and related data to determine credit worthiness of loan prospects and merits of specific loan requests.
  • Collaborate with the Product Specialists and Relationship Managers to gather all necessary information to present an accurate and complete picture of the loan presented.
  • Prepare high quality, detailed credit approval documents that contain an in-depth analysis and an understanding and identification of credit issues and risks in accordance with the SBA’s SOP.
  • Outline the risks and mitigating factors of a credit facility based upon the analysis of business and personal financial statements, collateral, global cash flow, economic and industrial factors and debt service capacity.
  • Spread and interpret financial statements, tax returns, and projections using Excel and CreditLens. Completing spreads, cash flow, analysis and preparing a credit authorization with a credit decision recommendation in accordance with Bank’s and SBA policy and the current Small Business Administration (SBA) Standard Operating Procedures.
  • Provide additional recommendations on loan structure and alternatives that may be more appropriate for the transaction.
  • Assignment of accurate risk ratings for new loans.
  • Follow all Bank policies and procedures to ensure compliance with all laws and regulations.
  • Meet or exceed service level agreements.
  • Prepare Credit Memorandums.
  • Performs other related duties as assigned.

Qualifications Include:

  • Bachelor’s degree required for consideration or equivalent combination of education and experience
  • Eight (8) years or more of commercial credit underwriting experience with at least 5 years of SBA underwriting experience.

Knowledge/Skills/Abilities/Training/Systems

  • Fundamental understanding of commercial credit underwriting with an emphasis on SBA.
  • Above average knowledge of the SBA SOP 50-10.
  • Ability to interact with all levels of clients, staff and management.
  • Ability to offer appropriate resolutions to mitigate risk
  • Ability to think independently and as team player
  • Must be organized and detail oriented with the ability to multitask.
  • Ability to work under pressure to meet deadlines.
  • Good written and oral communication skills.
  • Strong MS Office skills, especially with Excel.
  • Knowledge of Moody’s CreditLens preferred
  • Knowledge of nCino preferred.

About Us
First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Corporate Diversity Commitment:
We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.

Follow Us
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)