Scorecard Specialist
2 months ago
Compeer Financial is seeking collaborative, innovative and dynamic professionals to be a part of our Top Workplace cultureTell me more about this opportunity.Position Overview:This position serves internal and external clients by administering, processing and making new loan and lease request decisions within the Scorecard program.
Onboards loans and establishes lease requests by determining eligibility and compliance to policy.
Collaborates with internal team members and Agri-Access Lending Partners to provide a sound, efficient and timely credit decisions. This position offers a hybrid work option up to 50% remote, and is open to any Compeer office location in Illinois, Minnesota and Wisconsin.Essential Functions: * Processes loan and lease requests for scoring and approves or declines using Compeer"s scoring model. * Determines and enters YBS, farm involvement, and industry codes for Salesforce loan set-up. * Reviews status codes from Decision Management Platform and financial/supporting documentation submitted to approve or decline a request based on the score. * Analyzes financial and supporting documentation submitted for low-side or high-side overrides, and exceptions to policy. Determines appropriate level of analysis and due diligence required based on credit risk, following policies and guidelines (generally performing limited financial analysis). Approves or declines request within delegated authority, establishing acceptable terms and conditions.
* Assist with monitoring of the program and reports and correct errors.
* Assists with required reporting, updating of policy and process.Minimum Qualifications & Required Knowledge, Skills and Abilities: * Associate"s degree in business administration, finance, economics, agribusiness, data analysis or related field or an equivalent
combination of education and experience sufficient to perform the essential functions of the job. * Must be authorized to work for any employer in the US. Compeer is unable to sponsor or take over sponsorship of an employment visa at this time. * 3-5 years of experience in lending, credit analysis, finance, customer service. * Knowledge of federal and state (primarily Illinois, Minnesota, and Wisconsin) laws, regulations and compliance requirements specific to the financial industry and Farm Credit. * Knowledge of agricultural businesses and operations, crop insurance and livestock industries and associated production practices. * Solid understanding of the lending process, policies and SOP"s, and programs used. * Solid knowledge of loan products, services, and credit operations. * Solid understanding of credit processing and servicing activities, accounting principles and practices, credit analysis procedures, credit administration, monitoring and reporting. * Strategic and innovative. * Strong listening, written and verbal communication skills, with ability to communicate at all levels of the organization. * Skill in developing and maintaining interpersonal relationships. * High level of integrity. * Strong ability for teamwork, collaboration, and intrateam communication. * Strong problem solving, decision making, time management and organizational skills. * Strong computer skills, including MS Office applications and customer relationship management (CRM) programs. * Strong analytical skills with attention to detail. * Flexible and adaptable to changing situations. * Ability to remain objective in balancing business needs and risk. * Ability to work independently and collaboratively with other teams to achieve goals and represent the business.
* Valid driver"s license.
Who is Compeer Financial?Compeer Financial exists to champion the hopes and dreams of rural America. By joining our team, you will help empower those in agriculture and rural communities to achieve their goals and expand their possibilities. We embrace business agility and innovative approaches to serving our clients and communities.Why join our team? * Amazing team members who are passionate about serving agriculture and rural America. * Investment in our team members" education, growth and development. * Engagement in our communities through giving back and volunteerism. * Flexible, collaborative and dynamic work environment. * Great benefits: * Medical, Dental, Vision insurance * 401K (3% Compeer contribution & up to an additional 6% match) * Paid time off (vacation, sick leave, holidays, volunteer time)Find out why our team members choose Compeer Financial by watching this video.How do I apply?Qualified candidates, please apply online at www.compeer.com/careers.Compeer Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.