Senior Underwriting Consultant

This is a remote role open to any location in continental US Manulife is a leading international financial services provider, helping people make decisions easier and lives better. Help shape the future you want to see — and discover that better can take you anywhere you want to go. The Senior Underwriting Consultant is responsible for evaluating applications of the highest financial impact and complexity. The incumbent will analyze decisions without compromising overall underwriting policies and should have the ability to work independently and guide more junior colleagues. Position Responsibilities In addition to those performed by Underwriter Consultants - identify and provide solutions to work related problems and issues (i.e. Work flow, systems). Negotiate and manage time and resources to meet deadlines and service times. Provide training and act as an information resource for more junior underwriters. May process all aspects of auditing, formal appeal reviews and contestable claim review. Audit applications underwritten to ensure underwriting decisions, correspondence and administrative processing have been followed in accordance with established guidelines and policies. Audit medical record summaries to ensure documentation is in accordance with our established guidelines. Assist management with various research projects pertaining to risk assessment. Process formal underwriting appeals and complaints. Review underwriting fraud referrals for appropriateness and assist management with book of business reviews. Review contestable claims for potential misrepresentation during underwriting. Maintain good relationships within a self-directed team environment. Project a professional image and serve as an example to junior staff. Manage all aspects of underwriting process for most complex cases. Serve as a subject matter expert for more junior colleagues and management. Process formal underwriting appeals and complaints. Manage underwriting fraud referrals for appropriateness and assist management with book of business reviews. Assist management with staff training and consults. Required Qualifications College graduate or business equivalent. Preferably 7 or more years of underwriting experience or exposure. Strong knowledge of underwriting function; Sound knowledge of John Hancock's various businesses. Strong knowledge of referral areas. Strong organizational, communication and interpersonal skills. Strong analytical skills; ability to define, research and resolve problems. Excellent ability to create and maintain customer relationships. Ability to prioritize and work effectively under deadlines balancing published service times with an appropriate customer focus. Strong ability to comprehend, retain and apply current technical information to daily work issues. Strong knowledge of company plans, riders, benefits and illustrations. Strong knowledge of medical science, technology and terminology and their impact on morbidity. When you join our team We’ll empower you to learn and grow the career you want. We’ll recognize and support you in a flexible environment where well‑being and inclusion are more than just words. As part of our global team, we’ll support you in shaping the future you want to see. Referenced Salary Location 米国,- ウィスコンシン州 フルタイムリモート Working Arrangement 在宅勤務 Salary range is expected to be between $86,025.00 USD - $154,845.00 USD If you are applying for this role outside of the primary location, please contact recruitment@manulife.com for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job‑related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Manulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short‑and long‑term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension/401(k) savings plans and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in the U.S. includes up to 11 paid holidays, 3 personal days, 150 hours of vacation, and 40 hours of sick time (or more where required by law) each year, and we offer the full range of statutory leaves of absence. マニュライフとジョン・ハンコックについてマニュライフ・ファイナンシャル・コーポレーションは、“あなたの未来に、わかりやすさを”を提供する、国際的な大手金融サービスプロバイダーです。当社について詳しくは、 https://www.manulife.co.jp/ をご覧ください。 マニュライフは機会均等を是とする雇用主です。マニュライフ/ジョン・ハンコックでは、多様性を受け入れます。私たちは、サービス提供先であるお客さまと同様に、多様な人材を引きつけ、育成し、定着させ、文化や個人の力を受け入れる包括的な職場環境を促進するよう努めています。当社は公正な採用、定着、昇進、報酬に努めています。当社のすべての慣行およびプログラムは、人種、祖先、出身地、肌の色、民族的出自、市民権、宗教または宗教的信念、信条、性別（妊娠および妊娠関連の状態を含む）、性的指向、遺伝的特徴、退役軍人としての地位、性自認、性に関する表明、年齢、婚姻状況、家族状況、障害、または適用法で保護されるその他の要因に対する一切の差別を行うことなく管理されます。 雇用への平等なアクセスを提供するために、障壁を取り除くことが当社の優先事項です。人事担当者は、応募者が応募プロセス中に合理的配慮を要求する場合に協力します。配慮要求のプロセス中に共有されるすべての情報は、適用される法律およびマニュライフ/ジョン・ハンコックのポリシーに準拠した方法で保存および使用されます。申請プロセスにおいて合理的配慮を要求するには、 recruitment@manulife.com までご連絡をお願いします。 Know Your Rights Family & Medical Leave Employee Polygraph Protection Right to Work E-Verify Pay Transparency Company: John Hancock Life Insurance Company (U.S.A.) #J-18808-Ljbffr