Risk and Underwriting Analyst

2 months ago

boca raton, United States wiZeHR Solutions Full time

Job Description:

wiZeHR has been retained to search for a high-achieving, detail-oriented risk analyst and underwriter for a nimble South Florida-based alternative finance (fintech) company that helps small businesses of all kinds nationwide grow and succeed. An ideal candidate would thrive on learning, collaborating, and tackling challenges head-on, and be part of a culture where every idea counts and every contribution matters. This role is central to the employer’s business, and this individual will work directly with the CEO and play a critical role in driving company growth and performance. This alternative finance services organization ensures that every team member is valued and supported with professional and personal growth through excellent training, development programs, supportive networks, comprehensive benefits, wellness, and personal finance initiatives, as well as mindfulness programs. 

Position Summary:

The ideal candidate in this role will be responsible for evaluating and assessing customer applications for financing, determining certain financial terms for potential customers, analyzing customer financial data, understanding trends and patterns in data, conducting risk assessments, and making sound recommendations as to whether and on what terms the employer will extend offers of financing to the customer. 

They will also be responsible for conducting market research, staying up to date with industry trends, and collaborating with cross-functional teams, including sales, customer service, third-party brokers, management and legal.

Key Responsibilities:

·       Risk Assessment - Analyzing and evaluating the risks associated with potential client transactions.

·       Data Analysis - Reviewing financial statements, reports, and other relevant data to assess the level of risk.

·       Documentation - Ensuring all decisions are well-documented and maintaining accurate records for future reference.

·       Compliance - Adhering to regulatory and company guidelines to ensure all underwriting practices are compliant with legal standards.

·       Collaboration - Working closely with other departments cohesively.

·       Training and Development - Staying updated with industry trends, regulations, and new underwriting practices, participating in professional development opportunities.

·       Risk Mitigation - Implementing strategies to mitigate potential risks.

Competencies: 

·       Ethical Judgment and Integrity - Upholding high ethical standards and ensuring compliance with regulatory requirements.

·       Analytical Skills and Attention to Detail - Ability to evaluate financial data ensuring accuracy, risk factors, and other relevant information to make informed decisions and policy documentation.

·       Critical Thinking - Ability to think logically and make sound judgments based on complex information.

·       Communication Skills - Clear and effective communication skills 

·       Client Service Orientation - Commitment to providing excellent service and maintaining positive relationships.

·       Organizational Skills - Efficiently managing multiple tasks and priorities in a fast-paced environment.

·       Problem-Solving Abilities - Identifying issues and developing effective solutions to complex underwriting challenges.

·       Continuous Learning - Staying updated with industry changes, regulatory updates, and new underwriting practices.

Requirements: 

·       Bachelor’s degree in finance, economics, or related field

·       On-premises five days a week.


  • Risk and Underwriting Analyst

    1 month ago

    Boca Raton, United States wiZeHR Solutions Full time

    Job Description: wiZeHR has been retained to search for a high-achieving, detail-oriented risk analyst and underwriter for a nimble South Florida-based alternative finance (fintech) company that helps small businesses of all kinds nationwide grow and succeed. An ideal candidate would thrive on learning, collaborating, and tackling challenges head-on, and be...

  • Risk and Underwriting Analyst

    3 weeks ago

    boca raton, United States wiZeHR Solutions Full time

    Job Description:wiZeHR has been retained to search for a high-achieving, detail-oriented risk analyst and underwriter for a nimble South Florida-based alternative finance (fintech) company that helps small businesses of all kinds nationwide grow and succeed. An ideal candidate would thrive on learning, collaborating, and tackling challenges head-on, and be...

  • Risk and Underwriting Analyst

    4 weeks ago

    Boca Raton, United States wiZeHR Solutions Full time

    Job Description: wiZeHR has been retained to search for a high-achieving, detail-oriented risk analyst and underwriter for a nimble South Florida-based alternative finance (fintech) company that helps small businesses of all kinds nationwide grow and succeed. An ideal candidate would thrive on learning, collaborating, and tackling challenges head-on, and be...

  • Risk and Underwriting Analyst

    1 month ago

    Boca Raton, United States wiZeHR Solutions Full time

    Job Description:wiZeHR has been retained to search for a high-achieving, detail-oriented risk analyst and underwriter for a nimble South Florida-based alternative finance (fintech) company that helps small businesses of all kinds nationwide grow and succeed. An ideal candidate would thrive on learning, collaborating, and tackling challenges head-on, and be...

  • Risk and Underwriting Analyst

    4 months ago

    Boca Raton, United States wiZeHR Solutions Full time

    Job Description:wiZeHR has been retained to search for a high-achieving, detail-oriented risk analyst and underwriter for a nimble South Florida-based alternative finance (fintech) company that helps small businesses of all kinds nationwide grow and succeed. An ideal candidate would thrive on learning, collaborating, and tackling challenges head-on, and be...

  • Risk and Underwriting Analyst

    3 weeks ago

    Boca Raton, United States wiZeHR Solutions Full time

    Job DescriptionJob DescriptionwiZeHR has been retained to search for a high-achieving, detail-oriented risk analyst and underwriter for a nimble South Florida-based alternative finance (fintech) company that helps small businesses of all kinds nationwide grow and succeed. An ideal candidate would thrive on learning, collaborating, and tackling challenges...

  • Risk and Underwriting Expert

    2 weeks ago

    Boca Raton, Florida, United States wiZeHR Solutions Full time

    Job Title: Risk and Underwriting AnalystAt wiZeHR Solutions, we are seeking a highly skilled Risk and Underwriting Analyst to join our team. This role is central to our business, and the successful candidate will work directly with our CEO to drive company growth and performance.The ideal candidate will be responsible for evaluating and assessing customer...

  • Risk and Underwriting Specialist

    4 weeks ago

    Boca Raton, Florida, United States wiZeHR Solutions Full time

    Job Title: Risk and Underwriting AnalystAt wiZeHR Solutions, we are seeking a highly skilled and detail-oriented Risk and Underwriting Analyst to join our team. As a key member of our alternative finance services organization, you will play a critical role in driving company growth and performance.Job Summary:The ideal candidate will be responsible for...

  • Mortgage Underwriter

    2 days ago

    Boca Raton, United States Digital Risk Full time

    Job descriptionWho we areDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...

  • Mortgage Underwriter

    1 week ago

    Boca Raton, United States Digital Risk Full time

    Job descriptionWho we areDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...

  • Mortgage Underwriter

    3 weeks ago

    Boca Raton, Florida, United States Digital Risk Full time

    Job SummaryWe are seeking a skilled Mortgage Underwriter to join our team at Digital Risk. As a Mortgage Underwriter, you will be responsible for reviewing mortgage files submitted to Underwriting, calculating income, analyzing debt and assets, and completing an in-depth review of the completed appraisal and title.You will also be responsible for entering...

  • Mortgage Underwriter

    3 weeks ago

    Boca Raton, Florida, United States Digital Risk, LLC. Full time

    Job OverviewDigital Risk, LLC. is seeking a skilled Underwriter to join our team. As an Underwriter, you will play a critical role in reviewing mortgage files and ensuring that they meet the necessary guidelines and regulations.This is a challenging and rewarding role that requires strong analytical and communication skills. If you are a detail-oriented...

  • Financial Risk Analyst

    4 weeks ago

    Boca Raton, Florida, United States TouchSuite Full time

    Underwriter Job DescriptionTouchSuite is a leading financial technology company that is revolutionizing payment risk management in the eCommerce and card-present sectors. We are seeking an Underwriter to play a critical role in our risk mitigation strategy.Key Responsibilities:Evaluate merchant applications to identify potential risks and predict...

  • SBA Credit Underwriter

    2 months ago

    Boca Raton, Florida, United States Paradise Bank Full time

    Job SummaryThis position is primarily responsible for assisting in providing quality loans by underwriting and evaluating small business loan applications.Key ResponsibilitiesFinancial Analysis: Analyzes applicant's financial status, property value, and credit history to assess creditworthiness.Loan Evaluation: Evaluates loan applications to ensure...

  • Mortgage Underwriter

    5 days ago

    Boca Raton, FL, United States Digital Risk Full time

    Job descriptionWho we areDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...

  • Financial Risk Analyst

    4 weeks ago

    Boca Raton, Florida, United States TouchSuite Full time

    TouchSuite: A Leader in Financial TechnologyPosition: UnderwriterAre you a detail-oriented professional with a passion for evaluating financial risks? We're seeking an Underwriter to play a critical role in our risk mitigation strategy. This position involves reviewing merchant applications, analyzing potential risks, and ensuring compliance with our high...

  • Underwriter

    1 week ago

    Boca Raton, United States TouchSuite Full time

    Underwriter: TouchSuite is at the forefront of financial technology, revolutionizing payment risk management in both eCommerce and card-present sectors. Our innovative products and services cater to the Business-to-Business market across the U.S. and Canada. Recognized eight times on Inc. Magazine's "Inc. 500" list, we're not just growing; we're thriving....

  • Underwriting Consultant

    3 weeks ago

    Boca Raton, Florida, United States AmTrust Financial Full time

    Job SummaryThe Underwriting Consultant will provide solutions-oriented decision support for field underwriters on transactions that exceed field authority. In this new role, the individual will build and execute an efficient referral process that balances quality risk taking and market engagement, while holding the highest level transactional underwriting...

  • Risk Analyst

    2 months ago

    boca raton, United States FlexShopper Full time

    Onsite opportunity located in Boca Raton five days a week.We're looking for a Risk Analyst, with passion for a fast-paced high-growth FinTech industry. About FlexShopperFlexShopper, LLC, a wholly owned subsidiary of FlexShopper, Inc. (Nasdaq: FPAY) is a financial and technology company that provides brand name durable goods to consumers on a lease-to-own...

  • Risk Analyst

    3 weeks ago

    boca raton, United States FlexShopper Full time

    Onsite opportunity located in Boca Raton five days a week.We're looking for a Risk Analyst, with passion for a fast-paced high-growth FinTech industry. About FlexShopperFlexShopper, LLC, a wholly owned subsidiary of FlexShopper, Inc. (Nasdaq: FPAY) is a financial and technology company that provides brand name durable goods to consumers on a lease-to-own...