Consumer Lending Governance Manager

4 weeks ago

Auburn Hills, United States Comerica Full time

Consumer Lending Governance Manager

This position is designed to provide a holistic and transformative approach within our Risk Management framework and lifecycle across all Risk pillars critical to the Business. This position focuses on Risk Strategy and improvement of the underlying fundamentals and cross-functional support of Enterprise initiatives. Ensuring the Risk approach for the business is evolving and meeting Regulatory as well as 2nd and 3rd lines of defense expectations. This role will ensure the implementation of new regulations, coordination of audits and exam deliverables, as well as the change management aspects needed to evolve to a best in class framework and executional methodologies at the business level. The individual will manage a team of Business Unit Risk Analysts/ specialists in a given function to ensure that a comprehensive approach to risk mitigation and transformation is achieved. This individual will provide management oversight of compliance, audit, and regulatory reviews; manage the Business Unit Risk team to ensure a comprehensive approach to risk mitigation and prevention is achieved; provide deep understanding of both Risk and Transformational protocols while supporting a medium to large team. Key responsibilities include delivering the development, analysis, design, and execution of transformational solutions to drive new levels of business capabilities and operational risk effectiveness for the Line of Business.

Position Responsibilities:

* Strategic Project Management -Manages Transformational projects to implement and sustain best in class frameworks and execution methodologies, focused on enabling and driving new levels of business performance. Leads business development and approvals, requirements, testing, stakeholder engagement, communications/training, and evaluation of results. Manages the strategy as well as the execution of programs including the ongoing evolution of the business Risk operating model (people, process, technology).
* Strategic Planning -Develops strategic recommendations and roadmaps to transform the Retail technology platforms and business models to drive new levels of effectiveness, efficiency, and customer experience -Conducts research ("horizon watching") on industry and customer trends that influence the strategic roadmap, including branch of the future insights, digital innovations, and evolving customer preferences -Partners with key stakeholders to align strategies and execution activities to support the broader Retail Channel strategy -Develops recommendations and presentations to senior leadership regarding strategic channel capabilities -Manages the development and documentation of strategic roadmaps for BC and Self and Assisted Service capabilities -Provides research and analysis support for the Retail.
* Strategy -- Responsible for creating a compliance and risk framework that develops, documents and maintains repeatable processes to determine, measure and report accurate view of significant current and future potential risks; Provide a roadmap for ensuring Risk Control Self Assessments are being conducted along with remediation efforts to close any gaps; Lead development and reporting of risk metrics, including Key Risk Indicators (KRIs); Manage and develop a risk dashboard for the Business Unit, tracking risk assessment activities, remediation efforts, and consolidated risk metric reporting.
* Control Testing Oversight; Assess new or changing regulatory requirements and the effect on department (s) to ensure all regulatory and compliance controls remain effective and current; Measure against the appetite and the risk tolerance of the business unit and its processes; Ensure all pending and unresolved compliance issues are appropriately tracked and closed; Provides risk management, regulatory, compliance and technical advice and support for staff; Provide guidance to the business unit on recommendations for remediation of control gaps.
* Committees and Projects; Participate in multiple industry forums to share, decipher and create solutions to address risk and compliance trends; Provide recommendations and counsel to senior management to gain support for implementation of new strategies; Primary point of contact for large to complex corporate and department Risk projects, representing department needs while ensuring adherence to corporate and/or department direction.
* Policy, Process, and Procedure Improvement; Coordinates the development and updating of all procedures and department process flows; Makes policy recommendations; Provides oversight in ensuring that processes and procedures align with regulatory, policy compliance and control mitigation for the business unit; Coordinate/lead initiatives to ensure that risk mitigation controls are operating effectively and efficiently; Manage the review of changes in company processes, standards and technology to ensure the effectiveness of security controls and meet compliance requirements.
* Management Responsibilities; Manages department staff. Provide coaching developments and training to ensure staff has the necessary skills and tools to be successful; Perform all management activities including: performance management, staff development, and training; Establishes appropriate PMPs and development plans for staff including career path discussions and recommendations.

Position Qualifications

* Bachelor's degree from an accredited university OR High School Diploma/GED and 15 years of experience in Financial and/or Regulatory/ Risk
* 7 years of experience leading a team supporting risk management/compliance and/or Business Risk
* 5 years of experience in RCSA
* 5 years of experience responding and remediating audit findings
* 5 years of experience in program or transformational leadership
* 1 year of experience utilizing Microsoft Office products including Word, Excel, and PowerPoint

Oaktec Building8:00am - 5:00pm Monday - Friday

  • Consumer Lending Governance Manager

    4 weeks ago

    Farmington Hills, United States Comerica Full time

    Consumer Lending Governance Manager This position is designed to provide a holistic and transformative approach within our Risk Management framework and lifecycle across all Risk pillars critical to the Business. This position focuses on Risk Strategy and improvement of the underlying fundamentals and cross-functional support of Enterprise initiatives....

  • Consumer Lending Governance Manager

    16 hours ago

    Farmington Hills, United States Comerica Full time

    Consumer Lending Governance Manager This position is designed to provide a holistic and transformative approach within our Risk Management framework and lifecycle across all Risk pillars critical to the Business. This position focuses on Risk Strategy and improvement of the underlying fundamentals and cross-functional support of Enterprise initiatives....

  • Consumer Loan Officer

    2 months ago

    Beverly Hills, United States Beverly Hills City Employees Federal Credit Union Full time

    **Full-time position** **FINAL FILING DATE**: OPEN UNTIL FILLED The Beverly Hills City Employees FCU is seeking an experienced consumer loan officer. His/Her duties includes but not limited to the following **JOB SUMMARY**: Process loan. **RESPONSIBILITIES**: - Conduct loan interviews. - Cross sell Credit Union products and services. - Assist in...

  • Regulations and Government Relations Engineer

    2 weeks ago

    Auburn Hills, United States Staffmark Group Full time

    Job Title: Regulations and Government Relations Engineer Onsite Flexibility: Hybrid Location: Auburn Hills MI Our client is currently seeking a Regulations and Government Relations Engineer. The Regulations and Government Relations Engineer is responsible for conducting vehicle and engine testing, data collection, processing, and analysis. In addition this...

  • Information Security Governance Specialist

    1 week ago

    Auburn Hills, Michigan, United States Continental Full time

    Continental develops pioneering technologies and services for sustainable and connected mobility of people and their goods. Founded in 1871, the technology company offers safe, efficient, intelligent and affordable solutions for vehicles, machines, traffic and transportation. In 2023, Continental generated preliminary sales of €41.4 billion and currently...

  • Information Security Governance Specialist

    20 hours ago

    Auburn Hills, Michigan, United States Continental Full time

    Continental develops pioneering technologies and services for sustainable and connected mobility of people and their goods. Founded in 1871, the technology company offers safe, efficient, intelligent and affordable solutions for vehicles, machines, traffic and transportation. In 2023, Continental generated preliminary sales of €41.4 billion and currently...

  • Business Analyst

    1 month ago

    Auburn Hills, United States RIT Solutions, Inc. Full time

    Highlighted Job duties ARE the REQUIRED SKILLS, please make sure that they have details around these types of duties clearly outlined in their resumes. Thank you.Location: Auburn Hills, MI (at least two days on site per week)Business Analyst (Data Governance and Data Quality Management) Partner with Data Stewards and Information Architects in support of Data...

  • Regulations & Government Relations Engineer

    2 weeks ago

    Auburn Hills, United States Zobility Full time

    The Regulations and Government Relations Engineer is responsible for conducting vehicle and engine testing, data collection, processing, and analysis. In addition this person would also be responsible for writing reports and preparing technical presentations for both internal management and external customers. Qualifications: In-depth knowledge of...

  • Regulations and Government Relations Engineer

    3 weeks ago

    Auburn Hills, United States Altair Full time

    Our client in Auburn Hills, MI is looking for a Regulations and Government Relations Engineer. This is a Contract position.The Regulations and Government Relations Engineer is responsible for conducting vehicle and engine testing, data collection, processing, and analysis. In addition this person would also be responsible for writing reports and preparing...

  • Regulations and Government Relations Engineer

    2 weeks ago

    Auburn Hills, United States Altair Full time

    Our client in Auburn Hills, MI is looking for a Regulations and Government Relations Engineer. This is a Contract position.The Regulations and Government Relations Engineer is responsible for conducting vehicle and engine testing, data collection, processing, and analysis. In addition this person would also be responsible for writing reports and preparing...

  • Consumer Loan Sales Specialist

    4 days ago

    Stratmoor Hills, United States OneMain Financial Full time

    At OneMain, Consumer Loan Sales Specialists empower customers – listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career. In the Role · Deliver results related to...

  • Third Party Risk Governance Manager

    1 month ago

    Farmington Hills, United States Comerica Full time

    Third-Party Risk Governance ManagerThe TPR Governance Manager will lead design of break/fix and enhancement process and technology improvement efforts; Assess BU supplier requests to determine initial risk level; Develop program documentation and training; and Ensure system data maintenance (Supplier Manager role changes, etc.).Position Responsibilities:TPR...

  • Product Marketing Manager, Consumer Products

    1 week ago

    Vernon Hills, United States ETA hand2mind Full time

    About Hand2mind We bring learning to life! Trusted by teachers for more than 55+ years, hand2mind creates engaging, classroom-tested materials that empower children to learn by doing. We are a 150-person strong, family-owned company that's been voted one of the Chicago Tribune's Top Workplaces for the last four consecutive years. In addition to building...

  • Loan Documentation Specialist

    2 weeks ago

    Arden Hills, United States Frandsen Bank Full time

    Frandsen Bank & Trust has an exciting opportunity to work as a Loan Closer at our Arden Hills, MN location. Duties will involve customer service, preparing & monitoring closing documents, following regulatory guidelines, and interpreting banking policies. A high level of customer service, attention to detail, technical and data entry skills are required to...

  • Loan Documentation Specialist

    1 day ago

    Arden Hills, United States Frandsen Bank Full time

    Frandsen Bank & Trust has an exciting opportunity to work as a Loan Closer at our Arden Hills, MN location. Duties will involve customer service, preparing & monitoring closing documents, following regulatory guidelines, and interpreting banking policies. A high level of customer service, attention to detail, technical and data entry skills are required to...

  • Loan Documentation Specialist

    3 weeks ago

    Arden Hills, United States Frandsen Bank Full time

    Frandsen Bank & Trust has an exciting opportunity to work as a Loan Closer at our Arden Hills, MN location. Duties will involve customer service, preparing & monitoring closing documents, following regulatory guidelines, and interpreting banking policies. A high level of customer service, attention to detail, technical and data entry skills are required to...

  • Analyst Support Manager

    1 month ago

    Auburn, United States OneSource Financial Full time

    Job DescriptionJob DescriptionAnalyst Support candidates must be able to assist under general supervision with the underwriting of indirect loans for consumers for dealership clients. Must be able to assist under specific guidelines and be able to maintain a good working knowledge of loan policies and procedures and identify exceptions to policy. Candidate...

  • Analyst Support Manager

    1 week ago

    Auburn, United States OneSource Financial Full time

    Job DescriptionJob DescriptionAnalyst Support candidates must be able to assist under general supervision with the underwriting of indirect loans for consumers for dealership clients. Must be able to assist under specific guidelines and be able to maintain a good working knowledge of loan policies and procedures and identify exceptions to policy. Candidate...

  • Director of Purchasing

    3 weeks ago

    Auburn, United States Consumer Connection Full time

    **THIS IS NOT A JOB WITH CONSUMER CONNECTION** Our client is seeking a savvy Director of Strategic Sourcing & Procurement with specialized expertise in CPG food. The Director will: Spearhead the development of innovative sourcing strategies to enhance cost-effectiveness, performance, and quality across the board. Develop and execute short- and long-term...

  • Director of Purchasing

    2 weeks ago

    Auburn, United States Consumer Connection Full time

    **THIS IS NOT A JOB WITH CONSUMER CONNECTION** While professional experience and qualifications are key for this role, make sure to check you have the preferable soft skills before applying if required. Our client is seeking a savvy Director of Strategic Sourcing & Procurement with specialized expertise in CPG food. The Director will: Spearhead the...