Ag/Commercial Loan Officer

Role:

To originate, manage, and supervise the Credit Union's portfolio of commercial loans, with overall objective of

maintaining and increasing its asset quality; to develop new and existing business relationships.

Essential Functions & Responsibilities:

Takes applications for commercial loan business. Reviews member financial condition and

assesses the member's ability to re-pay the loan. Makes underwriting decisions within approval

authority. Completes or directs completion of all loan documents and closes loans.

Participates in developing lending and deposit business for the Credit Union. Calls on clients to

expand existing business; calls on prospects seeking opportunities to expand the Credit Union's

client base.

Monitors existing loan portfolio to maintain a high-quality asset base. Maintains up-to-date

member files including current balance sheets, profit & loss statements, cash flow projections

and all loan documentation.

Assists in collection of past due loans.

Assists members with any loan-related questions and concerns.

Performs other job related duties as assigned.