Insurance Broker

As an Insurance Broker, you will act as an intermediary between insurance companies and clients. Your primary responsibility will be to assess clients' insurance needs, provide expert advice, and negotiate insurance contracts on their behalf. You will work closely with clients to understand their risks, recommend appropriate coverage options, and ensure they receive the best insurance solutions to meet their needs.

Annual Base Salary + Commission + Bonus Opportunities

Paid Time Off (PTO)

Life Insurance

Career Growth Opportunities

Flexible Schedule

Disability Insurance

Parental Leave

Retirement Plan

Evenings Off

Hands on Training

Health Insurance

Dental Insurance

Tuition Reimbursement

Mon-Fri Schedule

Vision Insurance

Key Responsibilities:

Client Consultation and Needs Assessment:

Conduct thorough consultations with clients to understand their insurance requirements, risk profiles, and financial objectives.

Analyze clients' current insurance coverage, identify gaps or deficiencies, and recommend suitable insurance solutions.

Insurance Market Analysis:

Research insurance markets, carriers, and products to identify the most suitable options for clients.

Stay informed about industry trends, regulatory changes, and emerging risks that may impact clients' insurance needs.

Coverage Recommendation and Customization:

Provide expert advice and guidance to clients on insurance products, coverage options, deductibles, and policy terms.

Customize insurance solutions to meet clients' specific needs, preferences, and budgetary considerations.

Policy Placement and Negotiation:

Represent clients in negotiations with insurance carriers to obtain competitive quotes, terms, and conditions.

Place insurance policies with appropriate carriers, ensuring clients receive comprehensive coverage at the best possible rates.

Client Relationship Management:

Build and maintain strong relationships with clients, acting as their trusted advisor and advocate in all insurance matters.

Provide ongoing support, guidance, and communication to clients throughout the insurance lifecycle.

Claims Assistance and Advocacy:

Assist clients with the claims process, including claim submissions, documentation, and follow-up with insurance carriers.

Advocate on behalf of clients to ensure prompt and fair resolution of claims, addressing any issues or disputes that may arise.

Compliance and Risk Management:

Ensure compliance with regulatory requirements, insurance laws, and industry standards governing insurance brokerage activities.

Assess clients' risk exposures and recommend risk management strategies to mitigate potential losses.

• A Property & Casualty insurance license is required.
• A Life & Health Insurance license is required.
• Strong communication skills, both oral and written.
• Driven and goal-oriented individual.
• Ability to tactfully handle stressful and difficult situations.
• Be capable of handling customer rejection.