About Bayshore Mortgage Funding:

Bayshore Mortgage Funding has built a strong reputation as an outstanding Mortgage Lender, serving the needs of real estate professionals, builders, and individual homebuyers throughout the country since 2001. We're a full-service Mortgage Lender with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage products and all our lending specialists are dedicated to finding the right loan for our customers and their unique needs. Throughout the process, we provide regular loan updates and progress reports, so our customers always know the status of their loan.

Regular Assigned Duties and Responsibilities:

As an Underwriter for Bayshore Mortgage Funding, you will be responsible for:

• Authorizing and underwriting loans.
• Reviewing and verifying loan applications and supporting documentation.
• Analyzing loan risk and requesting additional information as necessary.
• Preparing reports on assessment findings.
• Reviewing and specifying loan conditions as necessary.
• Ensuring compliance with regulatory standards, guidelines and company policies.
• Making loan eligibility decisions, approving, or rejecting applications.
• Documenting and effectively communicating reasons for the approval or rejection of loans.
• Assess risk for lending or insuring.
• Review files for red flags for fraud.
• Mentor and assist loan processors and loan officer assistants to further their knowledge and skills

Desired Qualifications:

• DE and SAR certifications
• Minimum High School Diploma or higher
• Minimum of 5 years of experience with FHA, VA, USDA, Conventional and non-QM products
• The following interpersonal skills are helpful: Team player, motivated, responsible, dependable, able to communicate effectively and always having a positive attitude.

Necessary Knowledge, Skills and Abilities:

• Strong sense of pride in your work and accomplishments.
• Absolutely must have a positive attitude.
• Advanced math calculations for determining income.
• Advanced tax return review (personal and business returns) for determining income for self-employed borrowers or borrowers with rental income or loss.
• Time management and prioritization skills
• Critical thinking skills