JOB SUMMARY: The Senior Underwriter applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a commercial insurance risk. This role is responsible for providing ongoing service and account maintenance for multiple programs and/or products.

DUTIES AND RESPONSIBILITIES:

· Takes the lead on projects and complex files.

· Provides application and policy consultation to clients and brokers.

· Acts as a primary liaison to the carrier.

· Suggests innovative solutions, process improvements and changes or trends to management.

· Provides underwriting support to staff, acting as a resource and mentor by providing feedback.

· Trains new colleagues in the department.

· Evaluate quality assurance, help test new rates, and process appeals as specified by the carrier.

· Provides oversight over the growth and retention of a program.

· Applies and interprets guidelines & rating rules in their evaluation of a risk with limited supervision.

· Provides policy interpretation and consultation to clients, brokers, and other colleagues.

· Ensures that all regulatory, compliance and transparency requirements are met and complies with all internal policies and procedures.

Other duties as assigned.

QUALIFICATIONS:

· High school diploma required.

· College degree or 5+ years of related work experience preferred.

· Property & Casualty License is required.

· Excellent written and verbal communication skills

· Excellent organizational and time-management skills with ability to multitask.

· Basic computer skills and the ability to navigate through multiple systems without assistance.

• Demonstrates critical thinking.
• Ability to work well in a team environment.
• Detail oriented to ensure accuracy.
• Demonstrates problem solving skills.

PHYSICAL REQUIREMENTS:

• Prolonged periods of sitting at a desk and working on a computer
• Continually required to utilize hand and finger dexterity.
• Continually utilize visual acuity to operate equipment, read technical information, and/or use a keyboard.

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodation may be made to enable individuals with disabilities to perform essential functions.