SBA Credit Analyst/ Underwriter/REMOTE

3 weeks ago


Dallas, United States SVI Recruiting Group Full time
Job DescriptionJob Description

Regional Bank has an immediate opportunity for an SBA Credit Analyst. MUST HAVE CURRENT SBA EXPERIENCE/ NOT MORTGAGE

The SBA Underwriter/VP is responsible for analyzing/evaluating SBA 7(a), USDA, and SBA 504, and small business loan application files to ensure credit worthiness of each assigned loan transaction. Additionally, this individual will assist in the preparation of Preliminary Analysis as needed. The SBA Underwriter/VP will ensure that all areas of responsibility are being performed in accordance with Bank and SBA policies and procedures, meet with Bank clients as appropriate, and occasionally make visits with other Bank personnel to determine eligibility and assist other Bank officers,


. Analyze SBA, USDA, and small business loan files for credit worthiness based on Bank and SBA policies and guidelines.

. Prepare Credit Memorandum(s) on all new prequalified loan applications relative to financial strengths and weaknesses of applicants and guarantors, risk assessments, collateral assessment, and loan structure with an opinion as to credit worthiness.

. Review and evaluation of borrower and guarantor financial Information including Balance Sheet and Income & Expense Statements, credit reports, D&B reports, OFAC, bank statements, tax returns and any other borrower information in order to make appropriate credit decision.

. Review and evaluation of borrower and guarantor financial information to ensure that business and guarantor generate sufficient cash flow in order to debt service and meet minimum DSCR requirements. Compare historical performance/trends and provide footnotes as needed.

. Gather information on actual and prospective borrowers through inquiries and investigations with trade suppliers, financial institutions, professional firms, or individuals in-house relative to loan amount, activity, profitability, and affiliate relationships.

. Establishes and negotiates where necessary, loan structure, terms, and collateral conditions based on SBA and Bank policies and guidelines, in relation to applicant and BDO request.

. Analyzes industry data, competitive factors, historical performance, projected results, risk, and mitigating factors.

. Responsible for all loan amendments, ensuring that all loan conditions have been met, and other items as it may pertain to the credit, including review of appraisal and environmental reports.

. Provide a risk-rating grade level to loans underwritten and evaluated.

Basic Qualifications

Bachelor's degree (BA) or equivalent from an acceptable 4 YEAR college or university; or at least 5 YEARS of BANKING experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of a financial analyzing or credit review background. Educational experience, through in-house training sessions, formal school, or financial industry related curriculum, should be business or financial industry related.

• Experience with 7a eligible Commercial Real Estate (CRE) preferred.

• Advanced knowledge of SBA SOP, commercial, construction, real estate and consumer loan products, processing and advanced knowledge of related state and federal lending and compliance laws and regulations, and other Bank lending policies including title policies, RESPA, and HMDA.

• Basic knowledge of branch operation procedures, Bank products and services and have the ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.



  • Dallas, United States Financial Staffing Full time

    SBA / Commercial Lending Officer - Dallas Qualifications - Commercial Lending Officer Related college degree, successful completion of banking courses or equivalent work experience is required. 2-3 years of experience in a credit analysis/underwriting role relative to commercial lending, required. 3+ years of related banking experience in general operations,...


  • Dallas, United States Financial Staffing Full time

    SBA / Commercial Lending Officer - Dallas Qualifications - Commercial Lending Officer Related college degree, successful completion of banking courses or equivalent work experience is required. 2-3 years of experience in a credit analysis/underwriting role relative to commercial lending, required. 3+ years of related banking experience in general...


  • Dallas, United States CrossFirst Bank Full time

    Overview The Credit Underwriting Team Lead will provide credit administration support and service to assigned banking teams and oversee a team of Credit Underwriters. Perform independent credit analysis and risk assessment on large and complex credit relationships. Responsibilities Manage and provide leadership and guidance to team members to ensure proper...


  • Dallas, United States Financial Staffing LLC Full time

    SBA / Commercial Lending Officer - Dallas Qualifications - Commercial Lending OfficerRelated college degree, successful completion of banking courses or equivalent work experience is required.2-3 years of experience in a credit analysis/underwriting role relative to commercial lending, required.3+ years of related banking experience in general operations,...


  • Dallas, United States Financial Staffing LLC Full time

    SBA / Commercial Lending Officer - Dallas Qualifications - Commercial Lending OfficerRelated college degree, successful completion of banking courses or equivalent work experience is required.2-3 years of experience in a credit analysis/underwriting role relative to commercial lending, required.3+ years of related banking experience in general operations,...

  • SBA Loan Closer

    1 week ago


    Dallas, United States Babich & Assoc. Full time

    Job DescriptionJob Description A regional bank with over $3 billion in assets is adding to their SBA team. They are looking for a SBA Loan Closer who lived in Dallas or Chicago to work remotely. Responsibilities:· Create and review loan requests to insure accurate documentation/information is being obtained in order to proceed with request.· Reviews...


  • Dallas, United States CrossFirst Bank Full time

    OverviewThe Credit Underwriting Team Lead will provide credit administration support and service to assigned banking teams and oversee a team of Credit Underwriters. Perform independent credit analysis and risk assessment on large and complex credit relationships. ResponsibilitiesManage and provide leadership and guidance to team members to ensure proper...


  • Dallas, United States CrossFirst Bank Full time

    Overview: The Credit Underwriting Team Lead will provide credit administration support and service to assigned banking teams and oversee a team of Credit Underwriters. Perform independent credit analysis and risk assessment on large and complex credit relationships. Responsibilities: Manage and provide leadership and guidance to team members to ensure...


  • Dallas, United States Unavailable Full time

    IntroductionSince 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Greater China, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and...


  • Dallas, United States East West Bank Full time

    Introduction: Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Greater China, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets...


  • Dallas, United States Fifth Third Full time

    The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks and identifying risks or issues as needed. In addition, a s Credit Analyst, Analyst, Portfolio Manager, Senior, Monitoring, Customer Experience, Technology


  • Dallas, United States SVI Recruiting Group Full time

    Job DescriptionJob DescriptionPosition: SBA Business Development Officer/ Nationwide/ 7a/504Company Overview:SVI Recruiting Group is a leading recruiting firm that specializes in connecting top talent with businesses across various industries. We are currently seeking a highly motivated and experienced SBA Business Development Officer with a focus on...

  • Senior Credit Analyst

    2 weeks ago


    Dallas, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing...


  • Dallas, United States ORIX USA Full time

    Purpose and Job Summary The Analyst, Underwriting - SBL is responsible for processing and analytical duties in support of underwriting multifamily and commercial mortgage financing programs. The Analyst must demonstrate attention to detail, strong organizational skills, and analytical ability. The Analyst must take the initiative to drive the document...

  • Credit Analyst

    3 weeks ago


    Dallas, United States Tfin Full time

    Position Summary The Credit Department ofTBKBank,SSBseeks a Commercial Credit Analyst I whose responsibilities include:(i)underwriting credit approval requests for both prospective and existingclients;(ii)working with lending units to ensure ability to accurately evaluate and act on credit applications in a timelymanner;(iii)performing ongoing monitoring on...


  • Dallas, United States Tfin Full time

    Position Summary The Credit Department ofTBKBank,SSBseeks a Senior Credit Analyst whose responsibilities include:(i)underwriting credit approval requests for both prospective and existingclients;(ii)working with lending units to ensure ability to accurately evaluate and act on credit applications in a timelymanner;(iii)performing ongoing monitoring on...


  • Dallas, United States Triumph Financial Full time

    Join Triumph Financial! At Triumph Financial, we're focused on creating value by driving business and communities of all sizes toward the future. That's why we're looking for passionate, solutions-oriented people to join our team. As a values-driven financial service company, our goal is to help our clients succeed and our communities prosper - and that...

  • Credit Analyst

    3 weeks ago


    Dallas, United States TBK Bank, SSB Full time

    Join Triumph Financial! At Triumph Financial, we're focused on creating value by driving business and communities of all sizes toward the future. That's why we're looking for passionate, solutions-oriented people to join our team. As a values-driven financial service company, our goal is to help our clients succeed and our communities prosper - and that...

  • Senior Credit Analyst

    1 month ago


    Dallas, United States Triumph Financial Full time

    Join Triumph Financial! At Triumph Financial, we're focused on creating value by driving business and communities of all sizes toward the future. That's why we're looking for passionate, solutions-oriented people to join our team. As a values-driven financial service company, our goal is to help our clients succeed and our communities prosper - and that...

  • Credit Analyst

    1 week ago


    Dallas, United States Gpac Full time

     Job Description:We are looking for a professional Credit Analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations. Small Business Lending is a very dynamic space. We serve borrowing needs of businesses of various sizes from relatively small...