Outside Mortgage Loan Originator

4 weeks ago


Naples, United States MIDFLORIDA Credit Union Full time
Job DescriptionJob Description

Why have a job when you can build a career? We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are many reasons to work for MIDFLORIDA, which is probably why we were voted one of Florida Trend's "Best Places To Work." MIDFLORIDA offers a positive team culture, an open door management style, a commitment to diversity, stability, competitive benefits, and a career path with a growing, successful company Join us on our mission to improve the financial well-being of our members

Outside Mortgage Loan Originators perform the following functions:

  • Generating first mortgage real estate loans from the MIDFLORIDA field of membership.
  • Reviewing pre-qualifications to determine appropriate programs and products for members.
  • Processing referrals and online applications.
  • Conduct and issue prequalification letters and appropriate disclosure documents.
  • Reviewing credit reports and locking in loans with secondary market (if applicable)
  • Auditing files for complete information and compliance with secondary market guidelines
  • Providing good faith estimates, truth-in-lending, and other appropriate disclosures to borrowers within 3 business days of application
  • Present a neat and professional personal appearance, in accordance with credit union professional image standards.
  • Exercise sound judgment and discretion while remaining compliant with well-defined limits and guidelines.
  • Exhibit a high degree of integrity, trustworthiness, and professionalism always.
  • Exude a positive and professional attitude with members and partners consistently.
  • Develop a strong understanding of customer facing technology with the ability to discuss with and enroll members in self-service options.
  • Support assigned branches and members in all mortgage lending needs.
  • Perform other duties as assigned.

Qualifications include:

  • Possess excellent customer service skills along with strong verbal and written communications skills.
  • 3 years of government (FHA/VA/USDA) and conventional loan origination experience.
  • Advanced knowledge of the real estate market and thorough understanding of Federal and State mortgage regulations.
  • Experience with loan underwriting and secondary market guidelines.
  • Proficient in the use of computers, the internet and Microsoft Office.
  • The eligibility to meet the requirements of the SAFE Act to be registered as an MLO with NMLS.
  • High school diploma or equivalent is required; a bachelor's degree in a business-related field is preferred.

MIDFLORIDA Perks:

  • Stability
  • Opportunity for growth
  • Paid time off and paid holidays
  • Tuition assistance after 6 months of service
  • 401K Plan with employer matching
  • Health, Dental, and Vision Insurance - Generous and affordable plans for employee and family
  • Employee Assistance Program- No waiting period to access benefit
  • Salary and Bonuses – Bonus programs and annual appraisals with salary increase opportunities

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.



  • Naples, United States MIDFLORIDA Credit Union Full time

    Job DescriptionJob DescriptionWhy have a job when you can build a career? We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are many reasons to work for MIDFLORIDA, which is probably why we were voted one of Florida Trend's "Best Places To Work."...


  • Naples, United States MidFlorida Credit Union Full time

    Why have a job when you can build a career? We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are many reasons to work for MIDFLORIDA, which is probably why we were voted one of Florida Trend's "Best Places To Work." MIDFLORIDA offers a positive team...

  • Mortgage Originator

    2 weeks ago


    Naples, United States Trustco Bank Full time

    Job DescriptionJob DescriptionJob Title: Mortgage OriginatorReports to: Vice President of Mortgage ServicesFLSA Status: Non-ExemptSalary Grade: Commission Supervisory Responsibility: NoSUMMARY:The Mortgage Originator is responsible to increase the mortgage loan portfolio by developing business contacts; attracting mortgage customers; completing mortgage loan...

  • Mortgage Originator

    1 month ago


    Naples, United States Trustco Bank Full time

    Job DescriptionJob DescriptionJob Title: Mortgage OriginatorReports to: Vice President of Mortgage ServicesFLSA Status: Non-ExemptSalary Grade: Commission Supervisory Responsibility: NoSUMMARY:The Mortgage Originator is responsible to increase the mortgage loan portfolio by developing business contacts; attracting mortgage customers; completing mortgage loan...

  • Analyst

    4 weeks ago


    Naples, United States Banque Nationale du Canada Full time

    Loan Processor/Closer- you will be based mainly in Naples - Florida (with occasional travels to other branches as needed.) BASIC PURPOSES: As a Loan Processor/Closer, you will be responsible for processing mortgages and other various types of loans from receipt of the completed application. Gathers and verifies loan documents for accuracy, underwriting...


  • Naples, United States Suncoast Credit Union Full time

    Overview: **Starting Pay**:$20.00 _Incentive raises earned for learning key skills!_ **Service Center Hours of Operation**:Monday through Thursday 8:30 AM - 5:00 PM and Friday 8:30 AM - 6:00 PM _Shifts are based around the hours of operation_ **Position Type**: Full Time The Branch Customer Representative (Member Advocate) plays a key role in customer...


  • Naples, United States TPO GO Full time

    Company DescriptionTPO GO is a national mortgage wholesaler licensed in 35 states, specializing in niche products for renovation lending. As a direct seller to Fannie and Freddie and a direct issuer to Ginnie, we provide a wide variety of products for our broker partners. With cutting-edge technology and around-the-clock support, we deliver tailored service...


  • Naples, United States TPO GO Full time

    Company DescriptionTPO GO is a national mortgage wholesaler licensed in 35 states, specializing in niche products for renovation lending. As a direct seller to Fannie and Freddie and a direct issuer to Ginnie, we provide a wide variety of products for our broker partners. With cutting-edge technology and around-the-clock support, we deliver tailored service...


  • Naples, United States Fifth Third Bank Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in...


  • Naples, United States Fifth Third Bank, N.A. Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations...

  • Retail Banker I

    1 month ago


    Naples, United States TD Bank Group Full time

    Work Location: Naples, Florida Hours: 40 Pay Details: $22.00 - $28.25 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's...


  • Naples, United States Good Greek Moving and Storage Full time

    Job DescriptionJob DescriptionAre you driven by excellence?  Do you have a passion for sales and people?  If so, Good Greek is looking for Superhero’s to join its elite team of sales professionals.   Known in the marketplace as an industry leader in the moving and storage space, Good Greek is the world only total relocation company offering premier,...


  • Naples, United States Good Greek Moving and Storage Full time

    Job DescriptionJob DescriptionAre you driven by excellence?  Do you have a passion for sales and people?  If so, Good Greek is looking for Superhero’s to join its elite team of sales professionals.   Known in the marketplace as an industry leader in the moving and storage space, Good Greek is the world only total relocation company offering premier,...


  • Naples, United States Lake Michigan Credit Union Full time

    Job Title: Member Service Representative Primary Location: 2370 Vanderbilt Beach Rd, Naples 34109 Employee Status: full-time hourly Estimated Hours/Week: 38 Remote: No % of Travel for the Position: 0% What You'll Get: (note varied offerings based on role and hours) Weekly Pay Comprehensive Health & Wellness package including Medical (with prescription...


  • Naples, United States Lake Michigan Credit Union Full time

    Job Title: Member Service Representative Primary Location: 2370 Vanderbilt Beach Rd, Naples 34109 Employee Status: full-time hourly Estimated Hours/Week: 38 Remote: No % of Travel for the Position: 0% What You'll Get: (note varied offerings based on role and hours) Weekly Pay Comprehensive Health & Wellness package including Medical (with prescription...


  • Naples, United States Lake Michigan Credit Union Full time

    Job Title: Commercial Credit Analyst Primary Location: 2370 Vanderbilt Beach Rd, Naples, FL 34109 Employee Status: full-time salaried Estimated Hours/Week: 38 Remote: No % of Travel for the Position: 15% What You'll Get: (note varied offerings based on role and hours) •Weekly Pay •Comprehensive Health & Wellness package including Medical (with pre ...


  • Naples, United States Wintrust Financial Corporation Full time

    Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank...

  • Personal Banker

    2 weeks ago


    Naples, Florida, United States Wells Fargo Full time

    Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "Well Life" approach to supporting employees' career aspirations, work-life balance, and mental and physical health. We ranked #2 on the 2023 LinkedIn Top Companies list - and #1 among financial services companies - as the best workplace "to...

  • Head Teller

    4 days ago


    Naples, United States Lake Michigan Credit Union Full time

    Job Title: Head Teller Primary Location: Berkshire Commons Branch- 7405 Devonshire Blvd, Naples FL 34104 Employee Status: full-time hourly Estimated Hours/Week: 38 Remote: No % of Travel for the Position: 0% What You'll Get: (note varied offerings based on role and hours) Weekly Pay Comprehensive Health & Wellness package including Medical (with...


  • Naples, Florida, United States Regions Full time

    Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed,...