Sr. Credit Analyst

3 days ago

Loveland, United States Beneficial Talent Source Full time
Job DescriptionJob Description

An exciting Sr. Credit Analyst opportunity is available with our client in the Loveland, OH area. If you or someone you know is interested and meet the qualifications, please review the job below and apply today

As a Credit Analyst, you will be responsible for assessing the credit worthiness of individuals and businesses seeking loans or credit lines.


ESSENTIAL DUTIES AND RESPONSIBILITIES:
• Spread, review, and analyze financial statements, credit reports, collateral evaluations, and
other relevant financial information of prospective borrowers. Prepare and underwrite credit
presentations for recommendation.
• Receive direction from Credit Manager as to reviewing new loan deal packages.
• Evaluate the risk associated with extending credit to individuals or businesses based on factors
such as income, debt levels, payment history, and market conditions.

QUALIFICATIONS:
• Bachelor's degree in finance, accounting, economics, a related field, or equivalent related
experience
• Knowledge of financial markets, accounting principles, and credit risk assessment techniques.
• Conversant with intermediate level accounting principals (cash/accrual basis, cost, and contractor),
lending experience helpful.
• Knowledge of and ability to read, interpret and draw accurate conclusions from financial and
numerical material.
• Ability to manage multiple concurrent objectives, projects, groups, or activities, making effective
judgments as to priority and time allocation.
• Proficiency in Microsoft Office applications Outlook, Teams, Excel, Word, PowerPoint
• Preferred 2+ years commercial credit analysis experience
• Preferred familiarity with Baker Hill, Abrigo or other LOS software

The Benefits

  • Competitive Compensation
  • Medical, Dental, and Vision Benefits
  • Life Insurance
  • Paid Time Off: Including vacation, sick days, bereavement, jury duty, disability, and holidays
  • Employee Assistance Program
  • 401k Match
  • Tuition Reimbursement
  • Volunteer Time Off
  • Leadership Opportunities

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