Portfolio Manager-Coralville

Central State Bank has an immediate opening for a Portfolio Manager at our Coralville, IA location. Central State Bank is a family-owned, community bank with strong roots throughout Eastern Iowa. We are led by the entrepreneurial spirit and committed to continued growth and innovation in the years to come. If you possess kind optimism, curious intelligence, a strong work ethic and empathy towards others, we want to meet you

A Portfolio Manager is a risk management professional focused on balancing risk identification and mitigation with the Bank’s sales and profitability goals. Portfolio Managers are focused on accurate and timely underwriting of credit assigned to them by the Credit Officer. We ask our Portfolio Managers to underwrite in a way that is consistent with our loan policy and procedures and to think globally about the risk posed by each credit to the Bank and how that risk can be mitigated through proper loan structuring.

What we offer

• Generous compensation and benefit package.
• Eleven paid holidays in addition to PTO.
• A team atmosphere committed to growth and innovation.

What You’ll be Doing

• Thoroughly reviewing loan files for credits assigned to you.
• Reviewing approved pricing and structure to identify areas where additional questions or information may arise.
• Identify all information needs and responding to customer requests.
• Completing underwriting accurately and timely.
• Adhering to deadlines set forth by Credit Officer.
• Conducting appraisal reviews.

• Attention to detail with highly detailed processes and procedures.
• Strong interpersonal skills required for internal communications.
• Adherence to the Bank’s confidentiality and information security policies.
• Excellent organizational and written communication skills.
• Ability and willingness to multi-task.

What You’ve Done

• 2-3 years of previous Portfolio Manager and underwriting experience preferred.
• High School diploma required.
• College classes and/or degree provides more opportunity for advancement.