See more Collapse

Sr. MC

2 months ago


Aurora, United States American Financing Corp Full time
Job DescriptionJob Description

At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.

See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here.

  • Casual work environment
  • Family-owned, Customer-focused
  • Denver Post Top Workplace
  • Top 50 Family-Owned Business
  • Best of Colorado Business
  • Inc. 5000 Fastest-growing Private Company

JOB SUMMARY

The Mortgage Consultant will initiate the mortgage process for potential clients, preparing, analyzing,
and verifying mortgage loan applications for the purchase or refinance of real estate.

WHAT YOU WILL BRING

  • Excellent interpersonal and customer service skills.
  • Excellent organizational skills and attention to detail.
  • Ability to analyze and comprehend complex financial data and provide sound financial advice.
  • Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal.
  • National Mortgage (Fannie Mae), and other types of construction and conventional loans.
  • Proficient with Microsoft Office Suite or related software.
  • Minimum High School diploma
  • One to three years of prior experience in lending or related field preferred.
  • State Mortgage Licensing\NMLS

DUTIES AND RESPONSIBILITIES

  • Interviews potential and current clients to understand their lending needs including first-time
    mortgages or refinance of existing loans.
  • Explains the differences between and approval requirements of various types of mortgages;
    prepares and presents a lending package based on client specifications.
  • Assists clients with completion of mortgage applications, inspecting completed documents for
    accuracy and thoroughness.
  • Reviews loan applications, gathers credit histories and reports, and assesses applicants’ capacity
    to repay and default risk.
  • Based on predetermined requirements, assesses, and grants or rejects mortgage applications.
  • Views property for real estate purchase or refinance.
  • Maintains knowledge of trends and developments in the local real estate market; current and
    predicted lending rates; and changes in rules, regulations, and best practices of various
    mortgages.
  • Demonstrates the ability to use independent judgement and critical thinking skills in matters of
    significant impact
  • Work with the processing staff and borrower to ensure the loans are completed in a timely
    manner.
  • Report daily to management on current production and goals.
  • Performs other duties as assigned.

Compensation: $50,000 + Bonus

WHAT WE BRING

  • Medical, Dental, Vision, 401k
  • Paid time off and sick days
  • Paid holidays
  • Long-term paid disability
  • Paid maternity and bonding leave
  • Full desk equipment provided

American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.