Underwriter

3 weeks ago

Amherst, United States Imagine Staffing Technology Full time
Job DescriptionJob DescriptionJob ProfileJob TitleUnderwriter LocationAmherst, NYHire TypeDirect HireSalary$80-90KWork ModelOnsiteContact Phone(716) 256-1289Contact Emailadugenske@imaginestaffing.net Nature & Scope:Positional Overview
Are you a skilled and driven underwriter looking for an exciting career opportunity? Join our client’s team and become a vital part of their success story as an Underwriter. They are seeking talented individuals who possess strong analytical skills, attention to detail, and a passion for making sound financial decisions. As an Underwriter with them, you'll play a crucial role in assessing risk and ensuring the viability of insurance applications, contributing directly to their company's growth and stability. If you thrive in a collaborative environment, enjoy analyzing data, and excel at problem-solving, we invite you to apply. Take the next step in your career and join a team where your expertise and contributions will be valued and rewarded. Apply today and discover the possibilities that await you with them Role & Responsibility:Tasks That Will Lead To Your Success
  • Complete predetermined testing associated with Representation and Warranties
  • Prepare written documentation regarding results on testing
  • Strong knowledge of residential mortgage underwriting; including income, asset, credit, and property underwriting; (consisting of recalculating income/assets, DTI, etc.)
  • Analyze complex self-employed tax returns and financial documents
  • Analyze and evaluate collateral through appraisals and other applicable evaluation tools
  • Review fraud detection results used in underwriting
  • Review and understand the Preliminary and Final Title Policy
  • Thorough review and understanding of the mortgage process flow from origination to closing
  • Strong knowledge of CFPB TRID QM/ATR and TILA rules and requirements
  • Experience with Compliance Ease and Compliance Analyzer
  • Assist in UAT testing of internal processing system updates
  • Assist in the review of new deal documents when requested
  • Maintain familiarity with mortgage industry regulations updates and underwriting guidelines
Skills & Experience:Qualifications That Will Help You Thrive
  • College Degree in business or related field
  • 5-7 years of experience in the residential mortgage industry
  • Minimum of 3-5 years of recent experience in mortgage underwriting
  • Knowledge of applicable industry tools such as Core Logic, Lexis/ Nexis, AM Best, National Appraisal Registry, PACER, ComplianceEase
  • Thorough understanding of mortgage lending, state and federal regulatory requirements including Reg Z, RESPA, Fair Lending, and TRID
  • Understanding of secondary market requirements and underwriting policies, and procedures within required areas
  • Experience with condominium and co-op reviews
  • Loan closing experience desired
  • Working knowledge of loan documentation requirements
  • Working knowledge of the Title review process
  • Experience with various mortgage products and loan programs
  • Experience working with numerous originators and lenders a plus
  • Experience with Conventional, Non-conventional, FHA, VA, and business purpose loans
  • Experience with quality control auditing is a plus
  • Having worked as an underwriter or contract underwriter
  • Proficiency in Microsoft Office Products including Word, Excel, and PowerPoint
  • Excellent interpersonal, written, and oral communication skills
  • Strong organizational and time management skills
  • High attention to detail required
  • Ability to professionally manage confidential information
  • Skilled in reading AUS Engine reports such as DU or LPA
  • Ability to identify the strong points of a well-articulated underwriting guidelines and Matrices
  • Experience with document imaging and workflow systems
  • Must be able to work well in both a team environment and on an individual basis
  • Must be a motivated self-starter

  • Bilingual Loan Processor

    5 days ago

    Amherst, United States CrossCountry Mortgage Full time

    Description CrossCountry Mortgage (CCM) is one of the nation’s top 3 retail mortgage lenders with more than 7,000 employees operating nearly 600 branches across all 50 states. We have been recognized nine times on the Inc. 5000 list of America’s fastest-growing private businesses and have received countless awards for our standout culture. Through...

  • Mortgage Loan Originator

    1 month ago

    Amherst, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for...

  • Field Roof Technician

    3 weeks ago

    Amherst, United States Hancock Claims Consultants Technicians Full time

    Job DescriptionJob DescriptionCLIMB to New Heights…And live the American Dream. Become part of something bigger by contracting with the nation’s top provider of roof and property inspection services working with insurance carriers and adjusters in your area. This is an independent contractor position.We are seeking professional inspectors to join our...