Mortgage Closer
1 week ago
MORTGAGE CLOSER - Omaha, NE (Remote is not an option)
This position’s primary responsibility will be to prepare closing transactions for mortgage customers while providing superior customer service to ensure a professional and timely transaction for all involved. The position requires attention to detail and the ability to manage time well in a fast-paced work environment.
JOB DUTIES:
- Prepare and complete accurate and compliant Initial and Final Closing Disclosures within the TRID timing guideline requirements. Monitor borrower’s receipt of the Closing Disclosure.
- Re-disclose Closing Disclosures as required for change in circumstance events or APR changes and determine the new waiting period. Coordinate delays with lenders and title company.
- Review title commitment, homeowner’s insurance, flood certification, invoices, etc. to make sure all information is inputted and showing correctly on closing documents
- Review file to make sure all compliance guidelines are met (HMDA, RESPA, TRID, etc)
- Analyze and interpret compliance report for each file (MAVENT)
- Prepare closing documents to ensure loan is closed properly and meets program and investor guidelines.
- Work closely with Lenders, title company and borrowers to ensure a smooth closing experience for all involved.
JOB REQUIREMENTS/QUALIFICATIONS:
- High School diploma or equivalent required. College degree or business-related training/ education with equivalent work experience preferred.
- 2+ years of experience in mortgage closing and/or processing.
- Knowledge of different loan types and mortgage industry regulations
- Previous experience with Encompass or similar loan processing program is preferred
- Excellent communication skills, both verbal and written.
- Must be able to demonstrate organization and the ability to handle a heavy workload and multiple tasks in a professional, efficient manner.
- Ability to work in a team environment.
- High level of accuracy with attention to detail and ability to handle confidential information.
Full Time - M-F
Benetfits:
Health, Dental, Vision, Life, and Disability Insurance available.
Paid holidays, vacation and sick time.
401k with company match.
Traning courses provided.
Exchange Bank is an Equal Opportunity Employer, M/F/Disability/Protected Veteran
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