Closer/Funder ($24/hourly with Incentive plan/Bonus Opportunity available) - Bourbonnais, IL

4 weeks ago

Bourbonnais, United States Triad Financial Services, Inc. Full time
Job DescriptionJob Description

Essential Job Functions:

Our Closers are responsible for the processing of incoming loan packages from a client base that includes Direct Borrowers, Manufactured Home Dealers, and Brokers. This includes, but is not necessarily limited to:

  • Monitor all incoming loan doc request
  • Ensure all necessary underwriting conditions have been cleared for doc prep
  • Communicate with clients and escrow agents for any additional items needed for doc prep
  • Verify home address is consistent on appraisal, title, and loan tracking system
  • Timely and accurate data entry into loan tracking system
  • Order flood and tax certs from 3rd party vendors
  • Order new home appraisals
  • The accurate and timely processing of contract orders and ordering & reviewing tax and flood certs.
  • Confirm loan information, accurately type, order and review compliance and send package out for signatures.
  • Gather, review and verify conditions, work with broker, dealer and/or borrower to get items needed to complete loan package. Works closely with underwriting until all conditions cleared.
  • The accurate and timely processing of: A) List of needed conditions to fund to dealer, broker or borrower AND B) Completed loan packages to end lender
  • Re-verifying loan information, confirming loan fits in end lender’s parameters and sending completed file to end lender
  • Correcting files and accounting when loans are redirected.
  • First point of contact for Dealers, brokers, borrowers, underwriters, insurance agents and lenders on files submitted.
  • Keep track of condition and loan expirations.
  • Prepare and issue loan documents to escrow for borrower signature.
  • Ensure all loan documents are issued within department turn time policy
  • Analyze preliminary closing statement and balance with escrow
  • Some basic computer knowledge to save documents into the servicing system and on a shared drive on the computer
  • Perform related duties as assigned by supervisor
  • Maintain compliance with all company policies and procedures

This is a team environment and we encourage people from inside and outside of the traditional mortgage business to consider this opportunity.

Job Requirements

What we would like you to have:

  • The ability and experience to maintain client relationships and provide superior customer service.
  • Strong problem-solving skills are very useful.
  • Loan processing experience is not required, but it is highly valued.
  • Excellent verbal & written communication skills, to be able to effectively communicate with internal and external customers
  • Excellent computer proficiency (MS Office – Word, Excel and Outlook)
  • The ability to work in a high volume environment and meet deadlines.
  • The ability to multitask.
  • Ability to work independently some of the time.
  • High school diploma or GED required

#PM22

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