Current jobs related to Non-QM Underwriter - Gilbert - Champions Funding LLC
-
Non-QM Wholesale Account Manager
4 weeks ago
Gilbert, Arizona, United States Champions Funding LLC Full timeJob SummaryChampions Funding LLC is seeking a highly skilled Non-QM Wholesale Account Manager to join our team. As a key member of our wholesale division, you will be responsible for managing customer relationships and ensuring timely funding of loans.Key ResponsibilitiesMain point of contact between brokers, borrowers, and internal departments, providing...
-
Mortgage Post Closing Manager
16 hours ago
Gilbert, Arizona, United States Champions Funding LLC Full timeJob SummaryAs a Mortgage Post Closing Manager at Champions Funding LLC, you will oversee the review and validation of loan documentation for accuracy, completeness, and compliance with Non-QM guidelines. This role requires strong leadership and analytical skills to lead through third-party audits of closed loans, ensuring all conditions are satisfied within...
-
Mortgage Account Manager
3 weeks ago
Gilbert, Arizona, United States Champions Funding LLC Full timeJob SummaryChampions Funding LLC is seeking a highly skilled and experienced Non-QM Wholesale Account Manager to join our team. As a key member of our operations team, you will be responsible for managing customer relationships, ensuring timely funding of loans, and maintaining high customer service standards.Key ResponsibilitiesManage a large pipeline of...
-
Insurance Underwriter M&A
3 weeks ago
Gilbert, Arizona, United States Diedre Moire Corp. Full timeJob Title: Insurance Underwriter M&AWe are seeking an experienced Insurance Underwriter M&A to join our team at Diedre Moire Corporation. As an Insurance Underwriter M&A, you will be responsible for developing custom policies for buyers, sellers, and passive investors to mitigate risk coverage.Key Responsibilities:Work closely with owners, investors,...
-
Senior Property Risk Consultant – Field Engineer
3 months ago
Gilbert, United States AXA Group Full timePhoenix, AZ | Salt Lake City, UT Area Fully Remote In a world ever more complex and unpredictable, large, and corporate companies need an effective partner to improve their risk profile. AXA XL Risk Consulting is a division of AXA XL Insurance and supports: Underwriters, in the assessment of the risks AXA XL is insuring; and Clients, in the...
-
Senior Property Risk Consultant
1 month ago
Gilbert, Arizona, United States AXA Group Full timeAbout the RoleWe are seeking a highly skilled Senior Property Risk Consultant - Field Engineer to join our team at AXA XL Risk Consulting. As a key member of our team, you will be responsible for providing consulting services for property and natural hazards in the US.Key ResponsibilitiesReview commercial property protection, including fire protection and...
Non-QM Underwriter
4 months ago
The Non-QM Underwriter is responsible for underwriting non-agency/non-qm mortgage loans and performing credit analysis to ensure compliance with corporate/secondary market investor standards. The Non-QM Underwriter will be responsible for examining loan documentation, reviewing it for accuracy and completeness, finding solutions, rendering underwriting decisions for loans originated through wholesale our channel, and subsequent clearing of conditions to ensure product guidelines are met. You will be reporting to the Underwriting Manager.
Who we are:
Champions Funding is a nationwide wholesale lender that provides non-QM loan options for consumers and investors. Champions are uniquely poised to serve underserved borrowers as a Community Development Financial Institution (CDFI). As designated by the U.S. Treasury, our flagship Ally program and other robust loan programs give our broker partners the tools to fulfill the dreams of homeownership for diverse homebuyers.
- Be a primary point of contact as a subject matter expert assisting the sales force in structuring eligible loans with the Company’s third-party originators.
- Interpret and provide appropriate loan solutions for Non-QM/Non-Agency loan requests.
- Analyze the borrower’s credit file, collateral, and capacity to ensure creditworthiness.
- Perform manual underwriting review to ensure the loan meets all product and property guidelines of the Company and investors and is compliant with corporate and secondary market investor standards.
- Underwrite Non-Agency/non-QM wholesale/broker loans in a timely manner to ensure they meet the company and investors' product and property guidelines and all established loan policies, credit limits, and regulatory requirements.
- Clear loan conditions in a timely manner; affirm data integrity on all submissions.
- Identify potential misrepresentation or fraud.
- Keep up-to-date with all guideline changes and system enhancements.
- Adhere to general work requirements.
- Work with internal and external partners to clear conditions in a timely manner.
- Make moderately complex loan decisions based on the borrower's overall worthiness, layering of risk, and all program requirements, and issue loan approvals, suspensions, counteroffers, or denials.
- Identify quality concerns and red flags and validate the accuracy of the risk associated with the borrower or property/collateral profile.
- Communicate decisions (written and verbal) to all parties (specifically brokers and sales partners as appropriate) and build relationships with internal and external partners.
- Perform other duties as assigned.
Qualifications
- 3-5 years underwriting Non-QM loans, including DSCR, bank statement & P&L loans, Foreign Nationals, and ITIN loan programs.
- Manual DTI calculations, including full doc loans.
- Experience with Meridian Link/Lending QB.
- Strong analytical skills.
- Good verbal and written communication skills.
- Ability to provide outstanding customer service in a fast-paced environment.
