Mortgage Loan Officer

6 days ago

Pasco, United States Waterstone Mortgage Full time
Job DescriptionJob Description

Start or continue to build your career with a top ranked mortgage company

Waterstone Mortgage was recently named the #2 Best Company to Work For by Mortgage Executive Magazine Our company culture is second to none; to learn more about our exceptional work/life balance and employee engagement, visit our website, Facebook page, or Instagram

If you're a go-getting Loan Originator who thrives on seeing your customers achieve their homeownership goals, Waterstone Mortgage may be a fit for you

 

WHAT WE OFFER YOU:

  • Faster than average closings (20 days from contract to close on average, published by Ellie Mae)
  • Innovative technology
  • Product variety
  • Forward-thinking leadership
  • Strong operational support
  • Unparalleled sales training
  • Marketing support to help increase your business
  • Ability to lend in 48 states, no license needed
  • Competitive rates and unlimited earning potential
  • Loan Officer Assistant, based on production
  • Coaching to help you get to the next level

 

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Engages in Outside Sales, including but not limited to:
    • Attending in-person meetings and corresponding with potential clients or real estate brokers;
    • Distributes mailings, makes calls or web-based solicitations away from WMC’s Place of Business.
    • Engages in promotional work that is performed incidental to and in conjunction with an employee’s own outside sales or solicitations; provides loan data to support marketing and sales promotion programs.
    • Interviews applicants and requests information for applications incidental to originating loans. With the assistance of processors or other staff, completes applications in a timely manner and inputs applicant data into Encompass.
    • Analyzes applicant’s financial status; including financial statements, tax returns, credit, and property evaluations (P+L Statements) incidental to originating loans, to determine feasibility of granting credit.
    • Compiles loan packages and facilitates negotiations with applicants to establish standards on items such as fees, loan repayment options and other credit terms.