Consumer and Residential Loan Processor II

4 weeks ago

Whitinsville, United States unibank Full time
Job DescriptionJob Description

Opportunity Overview:

We have a Unique opportunity to join our Lending team as a Consumer & Residential Loan Processor II. We are passionate about lending and helping people every step of the way throughout the ever-increasing challenges of the loan process. We’re looking for someone who believes in the mission of a community bank, who gets excited about learning new things, strives to provide exceptional service and thrives in an environment where you’ll be challenged every day. If working with new systems, having access to development programs and getting to work with some incredible co-workers every day excites you, then come join us

Position Overview:

Responsible for residential mortgage and consumer loan processing by functioning as liaison between the mortgage originators, attorneys, customers and the mortgage, retail, and loan operations department. The loan processor performs a variety of activities to support the underwriters and ensures loans are processed and closed within departmental policy and compliance regulations. Ensures all time sensitive disclosures and documents are delivered with accuracy and on a timely basis.

Primary Accountabilities:

  • Acts as primary liaison regarding inquiries from originators, attorneys, underwriters and customers to discuss the loan process, resolve issues, clear loan conditions and explain regulations (including TRID). Informs underwriter and supervisor of any documentation or customer issues relative to the loan process.
  • Reviews and issues the Loan Estimate and initial application package using the loan origination system; verifies all information on the loan application and gathers all documentation into applicant’s folder.
  • Reviews income and data calculations to update the 1003 or application as necessary.
  • Orders the title commitment, appraisal and communicates with various vendors to obtain mortgage insurance.
  • Ensures all files for the application are assembled in a timely manner and then maintain the file for each application in process by following up and making notations to ensure the department is compliant with pending items, clearing fraud alerts, closing and funding loans.
  • Monitors all applications that require flood insurance. Reviews flood certificates to validate flood zone, requests appropriate documentation as applicable to ensure sufficient and acceptable flood insurance is in place at time of closing.
  • Clears the loan file for closing at least 3 business days prior to the closing date
  • Assists the closer and attorney with closing documents, which includes reviewing and sending the closing disclosure, issuing the scheduling sheet, and explaining all fees to the borrower.
  • Reviews Red Flag Report and resolves all issues including potential OFAC hits.
  • Reviews ECOA, Disclosure Report, and all other daily reports to ensure compliance with UniBank and regulatory requirements.

Knowledge, Skills Education and Work Experience:

  • High School diploma or equivalent required. College degree preferred.
  • Minimum of 2 years consumer lending experience helpful.
  • 3-5 years of loan processing experience expected.
  • Strong computer skills specifically with Microsoft Office suite and Encompass preferred.
  • Exceptional attention to detail is needed for success in this position.
  • Demonstrated ability to pick up the phone and call clients to answer questions and provide updates.
  • Experience with HMDA, Reg B and TILA-RESPA a plus.
  • Must have strong written, verbal, organization and problem-solving skills.
  • Ability to handle difficult situations with poise and tact is important.


About UniBank

We are UniBank, a team of civic-minded financial professionals and all-around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community. And we believe in the people who live here. We believe in committing time and financial support to local nonprofits. We believe in finding innovative solutions for affordable housing, community development and independent business. And yet, we are bankers. We are a mutual bank, owned by its customers, dedicated to local service. We are technology leaders. Since launching our first online payment platform in 2003, we've never stopped delivering the most effective technology to our customers. We are a unique blend of consumer, civic and business banking with more than 150 years of history. We are an exception to the rule.

We are unique. Unique to people. Unique to business. Unique to local government.

We are UniBank. Bank Different. Bank Unique.

This position is not subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, status as a veteran or as an individual with a disability.


Participant in E-Verify

  • Consumer and Residential Loan Processor II

    1 month ago

    Whitinsville, United States unibank Full time

    Job DescriptionJob DescriptionOpportunity Overview:We have a Unique opportunity to join our Lending team as a Consumer & Residential Loan Processor II. We are passionate about lending and helping people every step of the way throughout the ever-increasing challenges of the loan process. We’re looking for someone who believes in the mission of a community...

  • Consumer and Residential Loan Processor II

    2 weeks ago

    Whitinsville, United States Unibank Full time

    Opportunity Overview: We have a Unique opportunity to join our Lending team as a Consumer & Residential Loan Processor II. We are passionate about lending and helping people every step of the way throughout the ever-increasing challenges of the loan process. We're looking for someone who believes in the mission of a community bank, who gets excited about...

  • Consumer and Residential Loan Processor II

    4 weeks ago

    Whitinsville, United States BankTalent HQ Full time

    We have a Unique opportunity to join our Lending team as a Consumer & Residential Loan Processor II. We are passionate about lending and helping people every step of the way throughout the ever-increasing challenges of the loan process. We're looking for someone who believes in the mission of a community bank, who gets excited about learning new things,...

  • Consumer and Residential Loan Processor II

    4 weeks ago

    Whitinsville, Massachusetts, United States BankTalent HQ Full time

    Job SummaryWe are seeking a highly skilled Consumer and Residential Loan Processor II to join our team at BankTalent HQ. As a key member of our loan operations department, you will be responsible for processing residential mortgage and consumer loans, ensuring timely and accurate delivery of loan documents, and maintaining compliance with regulatory...

  • Consumer and Residential Loan Processor II

    3 weeks ago

    Whitinsville, Massachusetts, United States BankTalent HQ Full time

    Job SummaryWe are seeking a highly skilled and detail-oriented Consumer and Residential Loan Processor II to join our team at BankTalent HQ. As a key member of our loan operations department, you will be responsible for processing residential mortgage and consumer loans, ensuring compliance with regulatory requirements, and providing exceptional customer...

  • Loan Processor II

    1 day ago

    Whitinsville, Massachusetts, United States unibank Full time

    Job OpportunityWe are seeking a highly skilled and detail-oriented Loan Processor II to join our Lending team at UniBank. As a Loan Processor II, you will play a critical role in ensuring the smooth processing and closing of residential mortgage and consumer loans.Key Responsibilities:Act as a liaison between mortgage originators, attorneys, customers, and...

  • Loan Processor II

    2 weeks ago

    Whitinsville, Massachusetts, United States Unibank Full time

    Opportunity OverviewWe are seeking a highly skilled and detail-oriented Loan Processor II to join our Lending team at UniBank. As a Loan Processor II, you will play a critical role in ensuring the smooth processing and closing of residential mortgage and consumer loans.Key ResponsibilitiesAct as the primary liaison between mortgage originators, attorneys,...

  • Loan Processor

    2 weeks ago

    Whitinsville, United States BankTalent HQ Full time

    We have a Unique opportunity to join our Lending team as a Consumer & Residential Loan Processor II. We are passionate about lending and helping people every step of the way throughout the ever-increasing challenges of the loan process. We‘re looking for someone who believes in the mission of a community bank, who gets excited about learning new things,...

  • Loan Operations Generalist

    3 weeks ago

    Whitinsville, United States BankTalent HQ Full time

    We have a Unique Opportunity to join our dynamic Loan Operations department. We're looking for someone with exceptional customer service skills, who thrives in a fast-paced, collaborative team environment and who is excited to be part of a mission driven community bank. If being in a role that will expose you to various lending products, expand your...

  • Commercial Banking Officer

    4 months ago

    Whitinsville, United States unibank Full time

    Job DescriptionJob DescriptionOpportunity Overview We have a Unique opportunity for a mid-career level professional to join our team as a Commercial Banking Officer. We’re looking for someone with a passion for exceptional customer service, who thrives in an environment where no two days are ever the same and who is driven to help grow the business. We are...

  • Commercial Banking Officer

    4 months ago

    Whitinsville, United States unibank Full time

    Job DescriptionJob DescriptionOpportunity Overview We have a Unique opportunity for a mid-career level professional to join our team as a Commercial Banking Officer. We’re looking for someone with a passion for exceptional customer service, who thrives in an environment where no two days are ever the same and who is driven to help grow the business. We are...

  • Commercial Banking Officer

    3 months ago

    Whitinsville, United States BankTalent HQ Full time

    We have a Unique opportunity for a mid-career level professional to join our team as aCommercial Banking Officer. We're looking for someone with a passion for exceptional customer service, who thrives in an environment where no two days are ever the same and who is driven to help grow the business. We are a team that is committed to the role and purpose a...

  • Customer Service Representative

    1 week ago

    Whitinsville, Massachusetts, United States BankTalent HQ Full time

    Customer Service RepresentativeWe are seeking a highly skilled and customer-focused individual to join our Call Center team as a Customer Service Representative. As a key member of our team, you will be responsible for providing exceptional service to our customers, resolving their inquiries and issues in a timely and professional manner.Key...

  • Call Center Representative

    3 months ago

    Whitinsville, United States unibank Full time

    Job DescriptionJob DescriptionWe have a Unique opportunity to join our Call Center team in a full-time role as a Call Center Representative. We are group of talented, professional individuals passionate about supporting our customers and co-workers. We’re looking for someone who believes in the mission of a community bank, who gets excited about learning...

  • Call Center Representative

    4 weeks ago

    Whitinsville, United States Unibank Full time

    We have a Unique opportunity to join our Call Center team in a full-time role as a Call Center Representative. We are group of talented, professional individuals passionate about supporting our customers and co-workers. We’re looking for someone who believes in the mission of a community bank, who gets excited about learning new things, strives to provide...

  • Call Center Representative

    1 month ago

    Whitinsville, United States BankTalent HQ Full time

    We have a Unique opportunity to join our Call Center team as a full-time Call Center Representative. We are group of talented, professional individuals passionate about supporting our customers and co-workers. We're looking for someone who believes in the mission of a community bank, who gets excited about learning new things, strives to provide exceptional...

  • Call Center Representative

    2 months ago

    Whitinsville, United States BankTalent HQ Full time

    We have a Unique opportunity to join our Call Center team as a full-time Call Center Representative. We are group of talented, professional individuals passionate about supporting our customers and co-workers. We're looking for someone who believes in the mission of a community bank, who gets excited about learning new things, strives to provide exceptional...

  • Commercial Banking Officer

    11 hours ago

    Whitinsville, Massachusetts, United States BankTalent HQ Full time

    Commercial Banking Officer Job DescriptionWe are seeking a highly skilled and experienced Commercial Banking Officer to join our team at BankTalent HQ. As a Commercial Banking Officer, you will play a critical role in originating and servicing commercial and industrial loans, as well as commercial real estate loans.Key Responsibilities:Originate and service...

  • DDS Assistant Program Coordinator

    4 days ago

    Whitinsville, Massachusetts, United States Open Sky Community Services Full time

    About the RoleWe are seeking a highly motivated and compassionate Assistant Program Coordinator to join our team at Open Sky Community Services. As a key member of our residential support team, you will play a vital role in providing direct support to individuals with developmental and intellectual disabilities.Key ResponsibilitiesProvide direct support to...

  • Call Center Representative Trainee

    1 month ago

    Whitinsville, United States Unibank Full time

    Opportunity Overview: We have a Unique opportunity to join our Call Center team as our newest Trainee in a full-time role. We are group of talented, professional individuals passionate about supporting our customers and co-workers. We’re looking for someone who believes in the mission of a community bank, who gets excited about learning new things,...