Job DescriptionJob Description

Job description

We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for business. The Loan Officer will be the liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Bank Loan Officer Responsibilities:

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

Bank Loan Officer Requirements and skills:

• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment
• BS degree in finance, economics or a related field

Benefits:

• Dental insurance
• Health insurance
• Paid time off

Schedule:

• 8 hour shift
• Monday to Friday

Ability to commute/relocate:

• Perry, OK: Reliably commute or planning to relocate before starting work (Required)

Experience:

• Banking: 3 years (Preferred)
• Customer service: 1 year (Preferred)

Company DescriptionA national search firm, specializes in the recruitment and placement of highly qualified Construction, Energy, Information Technology (IT), Accounting, Finance, Human Resource and other office professional personnel on a direct placement or retained executive search basis.
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Element Professionals, LLC.Company DescriptionA national search firm, specializes in the recruitment and placement of highly qualified Construction, Energy, Information Technology (IT), Accounting, Finance, Human Resource and other office professional personnel on a direct placement or retained executive search basis.\r
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Element Professionals, LLC.

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