Data Scientist

4 weeks ago


New York, United States Credibly Full time
Job DescriptionJob DescriptionDescription:

Data Scientist/Sr. Data Scientist (Credit Risk Modeling)

Full-Time

New York, NY, US

Who We Are:

A Top Place to Work


We believe in small businesses and the people who grow them. At Credibly, we leverage cutting-edge data science, technology, partner relations, and customer support to provide business owners with accelerated access to right-sized capital solutions. From working capital loans and merchant cash advances to lines of credit, we offer a suite of financing products that can accommodate nearly any stage of business development or credit profile.


Founded in 2010 with offices in Michigan, New York, and Arizona, we have provided access to over $2.3 billion to more than 46,000 small businesses nationwide. On top of being nominated as one of Crain’s 50 fastest growing companies in New York and making several appearances on the Inc. 500 list, Credibly was also recently named a Top 25 Lending Technology Company by The Financial Technology Report.


The Opportunity:


The Data Scientist/Sr. Data Scientist role will report to Credibly’s Lead Data Scientist, and will be responsible for executing the development and implementation of Machine Learning (ML) and Artificial Intelligence (AI) solutions to drive efficiency and improved performance across all aspects of the business.


The successful candidate will be a business-oriented, collaborative, high-energy data scientist who is passionate about leveraging automated machine learning technology to solve real-world problems.


What You Will Do:


• Collaborate with the business to execute on identified opportunities for deploying machine learning and AI solutions to drive revenue and cost savings.

• Frame, prepare data for, develop, and document ML and AI models and solutions.

• Partner with the Technology team to test and deploy ML and AI solutions, and in monitoring and managing the health and performance of those solutions in production.

• Explore and test additional data sources that may add value.

• Consult the technical literature or adopt new software when necessary to design and implement novel solutions to business problems.

• Execute simulation and analytics projects.


Who You Are:


• Bachelor’s degree in a quantitative field such as computer science, statistics, or physics.

• Minimum 2.5 years of experience as a data scientist in industry, including developing machine learning models and implementing them into production.

• Demonstrates effective verbal and written communication.

• Working knowledge of Python, SQL, and open-source machine learning packages, like xgboost.

• Experience with or desire to learn new automated machine learning and related software.

• Flexible and productive in a hybrid remote/in-office arrangement.

  • Must commute reliably to New York office.


What Makes You Special:


• Masters Degree in a quantitative field such as computer science, statistics, or physics.

• Experience in banking or insurance.

• Experience developing credit risk models strongly preferred.

• Experience working with external Application Programming Interfaces (APIs)


How You Will Benefit:

  • Flexible working conditions, via hybrid remote/in-office work
  • Generous PTO package
  • 8 Paid Company Holidays
  • Paid Parental Leave, Bereavement, and Jury Duty
  • 401k with company match (and 100% vesting after 2 years)
  • Medical insurance through BCBSM or BCN
  • Dental and Vision provided by BCBS
  • HSA and FSA available, including LPFSA and Dependent Care
  • Company paid life insurance and short-term disability
  • Additional optional insurances
Requirements:



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