Credit Portfolio Manager, Equipment Finance
4 weeks ago
SUMMARY:
The Credit Portfolio Manager, Equipment Finance will be responsible for supporting the Regional Vice President in underwriting, portfolio risk monitoring, and enhancing existing customer relationships. The incumbent will independently develop and present credit approval memorandum to senior management. In addition to the above, focus will be on excellent customer service to retain clients and find ways to grow the loan base of existing customer relationships. Will follow the underwriting, loan documentation, and closing processes in accordance with credit approval and within the Equipment Finance and C&I Lending policy and procedures.
Job Responsibilities:
Credit Management & Underwriting
- Develops, analyzes financial information, and prepares credit memorandum for use by lending officers or committees in the making of lending decisions on new Equipment Finance loans.
- Investigates all available sources of credit and financial information and review agency reports.
- Using financial statement spreading programs, prepares stand alone and global debt service calculations to determine the ability of the borrower and guarantors to pay the loan.
- Analyzes financial statements and related material.
- Monitors the performance of the portfolio through monthly reporting and assist in collections when necessary.
- Ensures that loans meet all policy and regulatory guidelines and policies.
- Prepares collateral evaluations using industry specific third part sources.
Portfolio Management:
- Continuously monitors the portfolio performance for delinquency and portfolio concentration limits as set for in Credit Policy and report to the EF Regional VP and C&I Lending FSVP.
- Enhances existing Referral Source relationships and assist Lending Officers and Branch Personnel regarding new Equipment Finance requests to deepen existing relationships.
- Develops and manages monthly and annual portfolio review package, which includes concentration reports (equipment, state, industry, referral source) and confirm the portfolio concentrations are within Policy guidelines.
- Monitors the performance of the portfolio through monthly reporting and assist in collections when necessary.
- Proactively identifies and surfaces risks within the Equipment Finance Portfolio.
Loan Documentation, Review, and Analysis:
- Assists the documentation/closing department regarding loan structures and documentation questions.
- Assists the Compliance Department during annual audits.
- Assists team members in gathering information for any internal or external loan reviews.
Other Responsibilities:
- Performs other job-related duties as may be assigned.
Job Requirements:
- Bachelor’s degree required.
- Minimum (5) five years’ experience as a Commercial Credit Analyst in the Equipment Finance business (preferred).
- Working knowledge and understanding of commercial loan products, policies, procedures, and federal regulations.
- Proven problem solving, decision making, underwriting and analytical skills.
- Skills in MS Office applications and other specialized credit analysis and lending software.
- Ability to work independently, prioritize and manage multiple assignments with good organizational and time management skills.
- Excellent written and verbal communication skills.
- nCino/SalesForce experience preferred but not required.
Columbia Bank and its affiliates is an Equal Opportunity Employer
Affirmative Action Employer/Males/Females/Protected Veterans/Individuals with Disabilities
-
Sr. Credit Risk Review Analyst
1 month ago
Fair Lawn, United States Columbia Bank Full timeJob DescriptionJob DescriptionSummaryConducts detailed reviews of all types of new and existing loans, primarily complex transactions and relationships within the commercial portfolio. Analyzes credit, evaluates collateral and guarantor support, and assesses documentation. Ensures individual credits are adequately underwritten, properly graded, and conform...
-
Sr. Credit Risk Review Analyst
1 month ago
Fair Lawn, United States Columbia Bank Full timeJob DescriptionJob DescriptionSummaryConducts detailed reviews of all types of new and existing loans, primarily complex transactions and relationships within the commercial portfolio. Analyzes credit, evaluates collateral and guarantor support, and assesses documentation. Ensures individual credits are adequately underwritten, properly graded, and conform...
-
Sr. Credit Risk Review Analyst
18 hours ago
Fair Lawn, United States Columbia Bank Full timeJob DescriptionJob DescriptionSummaryConducts detailed reviews of all types of new and existing loans, primarily complex transactions and relationships within the commercial portfolio. Analyzes credit, evaluates collateral and guarantor support, and assesses documentation. Ensures individual credits are adequately underwritten, properly graded, and conform...
-
Sr. Commercial Credit Analyst I
1 week ago
Fair Lawn, United States Columbia Bank Full timeJob Description Job Description Summary Conducts complex credit investigations and analyzes credit information pertaining to commercial loans in order to evaluate the credit worthiness of commercial clients. Prepares credit memorandum and packages for presentation to loan officers or committees. Provides guidance to credit analyst and assistance to loan...
-
Sr. Commercial Credit Analyst I
2 weeks ago
Fair Lawn, United States Columbia Bank Full timeJob DescriptionJob DescriptionSummary Conducts complex credit investigations and analyzes credit information pertaining to commercial loans in order to evaluate the credit worthiness of commercial clients. Prepares credit memorandum and packages for presentation to loan officers or committees. Provides guidance to credit analyst and assistance to loan...
-
Sr. Commercial Credit Analyst I
1 month ago
Fair Lawn, United States Columbia Bank Full timeJob DescriptionJob DescriptionSummary Conducts complex credit investigations and analyzes credit information pertaining to commercial loans in order to evaluate the credit worthiness of commercial clients. Prepares credit memorandum and packages for presentation to loan officers or committees. Provides guidance to credit analyst and assistance to loan...
-
Sr. Commercial Credit Analyst I
10 hours ago
Fair Lawn, United States Columbia Bank Full timeJob DescriptionJob DescriptionSummary Conducts complex credit investigations and analyzes credit information pertaining to commercial loans in order to evaluate the credit worthiness of commercial clients. Prepares credit memorandum and packages for presentation to loan officers or committees. Provides guidance to credit analyst and assistance to loan...
-
Commercial Lender III
2 weeks ago
Fair Lawn, United States Columbia Bank Full timeSummary: A Commercial Lender (C&I) at Columbia Bank is responsible for bringing in new business relationships and a nalyzing commercial loans of varying complexity and dollar size. This position works directly with teams of lenders and commercial credit analysts to address loan renewals, modifications and occasionally approve new loans; recommends loans for...
-
Commercial Lender III
2 weeks ago
Fair Lawn, United States Columbia Bank Full timeJob DescriptionJob DescriptionSummary:A Commercial Lender (C&I) at Columbia Bank is responsible for bringing in new business relationships and analyzing commercial loans of varying complexity and dollar size. This position works directly with teams of lenders and commercial credit analysts to address loan renewals, modifications and occasionally approve new...
-
Commercial Lender III
1 month ago
Fair Lawn, United States Columbia Bank Full timeJob DescriptionJob DescriptionSummary:A Commercial Lender (C&I) at Columbia Bank is responsible for bringing in new business relationships and analyzing commercial loans of varying complexity and dollar size. This position works directly with teams of lenders and commercial credit analysts to address loan renewals, modifications and occasionally approve new...
-
Commercial Lender III
9 hours ago
Fair Lawn, United States Columbia Bank Full timeJob DescriptionJob DescriptionSummary:A Commercial Lender (C&I) at Columbia Bank is responsible for bringing in new business relationships and analyzing commercial loans of varying complexity and dollar size. This position works directly with teams of lenders and commercial credit analysts to address loan renewals, modifications and occasionally approve new...
-
Commercial Banking Relationship Manager
1 week ago
Oak Lawn, United States Wintrust Financial Full timeCommercial Banking Relationship Manager page is loaded Commercial Banking Relationship Manager Apply locations Oak Lawn, IL time type Full time posted on Posted 2 Days Ago job requisition id 222536 Wintrust is a financial holding company with approximately $50 billion assets under management and traded on the NASDAQ:WTFC. Built on the "HAVE IT ALL" model,...
-
Full Stack Software Engineer
1 week ago
Fair Lawn, United States Analytic Search Group Full timeThis firm provides an integrated platform for portfolio & risk management, security analytics, trade flow, and order management to major financial institutions. Their clients include major investment banks, hedge funds, broker-dealers, and asset management firms. Responsibilities: Develop and maintain the necessary technology to create unique portfolio &...
-
Full Stack Software Engineer
1 week ago
Fair Lawn, United States Analytic Search Group Full timeJob Description This firm provides an integrated platform for portfolio & risk management, security analytics, trade flow, and order management to major financial institutions. Their clients include major investment banks, hedge funds, broker-dealers, and asset management firms. Responsibilities: Develop and maintain the necessary technology to create...
-
AV Project Manager
1 month ago
Fair Lawn, United States HireSparks AV Recruiting Full timeJob DescriptionCome join a leading, fast-growing, regional Audio Visual Integrator specializing in indoor entertainment infrastructure (not live events)! We are currently looking for a Project Manager for AV Integrator in NJ! RequirementsRequirements:Adherence to company protocols concerning formats and procedures during pre-show development, encompassing...
-
Audiovisual Project Manager
1 month ago
Fair Lawn, United States HireSparks AV Recruiting Full timeHIRING IMMEDIATELY!!!Audio Visual Project Manager (Fair Lawn, NJ)Come join a leading, fast-growing, regional Audio Visual Integrator specializing in indoor entertainment infrastructure (not live events)! We are currently looking for a Project Manager for AV Integrator in NJ!Requirements:• Adherence to company protocols concerning formats and procedures...
-
Audiovisual Project Manager
1 month ago
Fair Lawn, United States HireSparks AV Recruiting Full timeHIRING IMMEDIATELY!!!Audio Visual Project Manager (Fair Lawn, NJ)Come join a leading, fast-growing, regional Audio Visual Integrator specializing in indoor entertainment infrastructure (not live events)! We are currently looking for a Project Manager for AV Integrator in NJ!Requirements:• Adherence to company protocols concerning formats and procedures...
-
Audiovisual Project Manager
1 month ago
Fair Lawn, United States HireSparks AV Recruiting Full timeHIRING IMMEDIATELY!!!Audio Visual Project Manager (Fair Lawn, NJ)Come join a leading, fast-growing, regional Audio Visual Integrator specializing in indoor entertainment infrastructure (not live events)! We are currently looking for a Project Manager for AV Integrator in NJ!Requirements:• Adherence to company protocols concerning formats and procedures...
-
Audiovisual Project Manager
14 hours ago
Fair Lawn, United States HireSparks AV Recruiting Full timeHIRING IMMEDIATELY!!!Audio Visual Project Manager (Fair Lawn, NJ)Come join a leading, fast-growing, regional Audio Visual Integrator specializing in indoor entertainment infrastructure (not live events)! We are currently looking for a Project Manager for AV Integrator in NJ!Requirements:• Adherence to company protocols concerning formats and procedures...
-
Audiovisual Project Manager
48 minutes ago
Fair Lawn, United States HireSparks AV Recruiting Full timeHIRING IMMEDIATELY!!!Audio Visual Project Manager (Fair Lawn, NJ)Come join a leading, fast-growing, regional Audio Visual Integrator specializing in indoor entertainment infrastructure (not live events)! We are currently looking for a Project Manager for AV Integrator in NJ!Requirements:• Adherence to company protocols concerning formats and procedures...