Commercial Underwriting Officer

3 weeks ago

Dallas, United States Comerica Full time
Commercial Underwriting Officer
The Commercial Underwriting Officer plays an integral role in the loan approval process by providing credit decision makers with in-depth risk analysis to make informed credit decisions for the bank. Our Commercial Underwriting Officers underwrite and handle documentation for a variety of large and complex loan requests from assigned Lines of Business. They are responsible for monitoring credit exposure for assigned relationships, including renewals, reaffirmations and annual risk ratings.
Team Structure and Development Opportunities:
Professional career development through assessments, coaching, team building, and mentoring
Exposure to senior and executive leadership
Collaborative and supportive team environment
Gain in-depth knowledge of lending and non-lending products and services, including Treasury Management, Wealth Management, International Trade Services, Foreign Exchange, and Global Capital Markets.
Lines of Business: Business Banking, Middle Market, Private Banking, Commercial Real Estate, Large Corporate, Technology Life Sciences, Equity Fund Services, Environmental Services, Mortgage Banker Finance, International, National Dealer Services, Energy
Team Footprint: Costa Mesa, CA; San Jose, CA; Detroit, MI; Dallas, TX; Houston, TX

Key Responsibilities:
Analytics
Identify and analyze inconsistencies and inaccuracies in customer data, including spreads, aging's, projections and other financial documents.
Ensure complete and thorough analytical narrative and commentary on requests and provide recommendations on structural enhancements to mitigate risk or help win business.
Evaluate strengths and weaknesses within each credit request and escalate risks and other issues to the Manager of Commercial Underwriting and/or Relationship Manager or Portfolio Manager.
Administration
Calculate loan covenants and assist with tracking on complex transactions in conjunction with Credit Support Center teams for assigned relationships. Follow-up with Relationship
Manager or Portfolio Manager on violations and provide recommendation for waiver, modification or cure.
Investigate title searches, surveys and Uniform Commercial Code searches as requested by the Manager of Commercial Underwriting or Relationship Manager/Portfolio Manager. Work with Portfolio Manager and loan closing team as needed to resolve issues.
Process Sustainability
While maintaining a strong understanding of Comerica processes, ensure that Line of Business and self are adhering to proper procedures. Meet or exceed established Service Level Agreements.
Ensure appropriate Record Evidencing Credit Approval Package formats are used in accordance with approved process and procedures.
Recommend process improvements in support of continuous improvement culture within Commercial Underwriting.

Position Qualifications:
Bachelor's Degree
Completion of a Commercial Credit Training program or 18+ months of commercial underwriting, credit and/or lending experience
2 years of experience with Microsoft Office Applications (Word, Excel, PowerPoint, Outlook)
Seeking candidates with:
Strong analytical skills
Excellent verbal and written communication skills
Time management skills and ability to handle multiple assignments
Bank Overview
Comerica is the largest U.S. commercial bank headquartered in Texas with a focus on relationships and helping people and businesses be successful. With over 170 years of success, Comerica's longevity is a testament to its strong relationship focus, integrity, and dedicated workforce - more than 7,800 colleagues, who serve as Comerica's ambassadors in the community.
At Comerica, our colleagues are essential to our success. We strive to provide you with the opportunity to grow and develop, both personally and professionally, by offering a wide range of programs that are designed to recognize, reward and develop you throughout your career.
Comerica demonstrates its commitment to the communities it serves through a strong culture of diversity and inclusion, community investment and environmental commitment. We are recognized as one of the most community-minded companies in the nation by Points of Light, earning a Top 10 ranking in Newsweek's list of America's Most Responsible Companies, and ranked by DiversityInc® as Top 4 regional companies for diversity.
Comerica Bank Tower
8:00am -5:00pm Monday - Friday work schedule has Onsite and Remote days as determined by the manager.

  • Senior Underwriter

    5 days ago

    Dallas, United States General Placement Service Full time

    Job Description Job Description General Placement Service is working with an A+ rated reinsurance carrier seeking a Senior Underwriter to manage an assigned territory in the Dallas area. Ideal candidates should have extensive knowledge of large, complex commercial property accounts, experience with facultative reinsurance a plus.The main responsibility of...

  • Senior Underwriter

    1 week ago

    Dallas, United States General Placement Service Full time

    Job Description Job Description General Placement Service is working with an A+ rated reinsurance carrier seeking a Senior Underwriter to manage an assigned territory in the Dallas area. Ideal candidates should have extensive knowledge of large, complex commercial property accounts, experience with facultative reinsurance a plus. The main responsibility of...

  • Senior Underwriter

    2 weeks ago

    Dallas, United States General Placement Service Full time

    Job DescriptionJob DescriptionGeneral Placement Service is working with an A+ rated reinsurance carrier seeking a Senior Underwriter to manage an assigned territory in the Dallas area. Ideal candidates should have extensive knowledge of large, complex commercial property accounts, experience with facultative reinsurance a plus. The main responsibility of...

  • SBA / Commercial Lending Officer

    33 minutes ago

    Dallas, United States Financial Staffing LLC Full time

    SBA / Commercial Lending Officer - Dallas Qualifications - Commercial Lending OfficerRelated college degree, successful completion of banking courses or equivalent work experience is required.2-3 years of experience in a credit analysis/underwriting role relative to commercial lending, required.3+ years of related banking experience in general operations,...

  • Underwriter I

    2 weeks ago

    Dallas, United States Hallmark Financial Services, Inc. Full time

    Hallmark knows that our most valuable resource is our people and that our growth and success depends on the strength of our team. We take pride in our workforce and believe in cultivating an atmosphere that supports and values our greatest asset: talent. Position Summary Hallmark Commercial Insurance Solutions is seeking a Small Commercial Multi-Line...

  • Underwriter I

    5 days ago

    Dallas, United States Hallmark Financial LLC Full time

    Hallmark knows that our most valuable resource is our people and that our growth and success depends on the strength of our team. We take pride in our workforce and believe in cultivating an atmosphere that supports and values our greatest asset: talent.Position SummaryHallmark Commercial Insurance Solutions is seeking a Small Commercial Multi-Line...

  • Underwriter I

    2 weeks ago

    Dallas, United States Hallmark Financial LLC Full time

    Job Description: Hallmark knows that our most valuable resource is our people and that our growth and success depends on the strength of our team. We take pride in our workforce and believe in cultivating an atmosphere that supports and values our greatest asset: talent. Position Summary Hallmark Commercial Insurance Solutions is seeking a Small Commercial...

  • Underwriter I

    1 week ago

    Dallas, United States Hallmark Financial Services, Inc Full time

    Job Description:Hallmark knows that our most valuable resource is our people and that our growth and success depends on the strength of our team. We take pride in our workforce and believe in cultivating an atmosphere that supports and values our greatest asset: talent.Position SummaryHallmark Commercial Insurance Solutions is seeking a Small Commercial...

  • Underwriting Manager

    4 weeks ago

    Dallas, Texas, United States Core Specialty Full time

    The Property and Casualty Underwriting Manager will work independently with minimal supervision to support and manage the profitability and premium growth of assigned managing general agents. Key Accountabilities:Manage premium production and underwriting results of assigned agents or territory.Mentor and train associate in the development of agency...

  • Commercial Auto Underwriting Manager

    3 days ago

    Dallas, United States Smith & Wilkinson Full time

    Our Hired & Non-Owned Auto MGA is growing and looking for a Primary Auto Underwriting Manager to take over an existing team and book to help it grow. This role will oversee accounts between $15k-$400k in premium for restaurant delivery franchises, medical supply companies, and more around the country.The ideal candidate will have around 8 years of true...

  • Commercial Auto Underwriting Manager

    4 days ago

    Dallas, United States Smith & Wilkinson Full time

    Our Hired & Non-Owned Auto MGA is growing and looking for a Primary Auto Underwriting Manager to take over an existing team and book to help it grow. This role will oversee accounts between $15k-$400k in premium for restaurant delivery franchises, medical supply companies, and more around the country.The ideal candidate will have around 8 years of true...

  • Commercial Auto Underwriting Manager

    42 minutes ago

    Dallas, United States Smith & Wilkinson Full time

    Our Hired & Non-Owned Auto MGA is growing and looking for a Primary Auto Underwriting Manager to take over an existing team and book to help it grow. This role will oversee accounts between $15k-$400k in premium for restaurant delivery franchises, medical supply companies, and more around the country.The ideal candidate will have around 8 years of true...

  • Commercial Credit Underwriting Team Lead

    2 days ago

    Dallas, United States CrossFirst Bank Full time

    OverviewThe Credit Underwriting Team Lead will provide credit administration support and service to assigned banking teams and oversee a team of Credit Underwriters. Perform independent credit analysis and risk assessment on large and complex credit relationships. ResponsibilitiesManage and provide leadership and guidance to team members to ensure proper...

  • Vice President, Underwriter

    1 week ago

    Dallas, United States Welling Young Full time

    Welling Young, LLC has partnered with a rapidly growing privately held Commercial Insurance Underwriting Program (MGU) based out of Addison, TX. They are seeking an experienced Construction Underwriter to leverage their relationships with retail agents to further build out their Construction GL practice. Responsibilities:Manage daily underwriting and policy...

  • Vice President, Underwriter

    1 week ago

    Dallas, United States Welling Young Full time

    Welling Young, LLC has partnered with a rapidly growing privately held Commercial Insurance Underwriting Program (MGU) based out of Addison, TX. They are seeking an experienced Construction Underwriter to leverage their relationships with retail agents to further build out their Construction GL practice. Responsibilities:Manage daily underwriting and policy...

  • Vice President, Underwriter

    39 minutes ago

    Dallas, United States Welling Young Full time

    Welling Young, LLC has partnered with a rapidly growing privately held Commercial Insurance Underwriting Program (MGU) based out of Addison, TX. They are seeking an experienced Construction Underwriter to leverage their relationships with retail agents to further build out their Construction GL practice. Responsibilities:Manage daily underwriting and policy...

  • Commercial Credit Underwriting Team Lead

    2 days ago

    Dallas, Texas, United States CrossFirst Bank Full time

    Overview: The Credit Underwriting Team Lead will provide credit administration support and service to assigned banking teams and oversee a team of Credit Underwriters. Perform independent credit analysis and risk assessment on large and complex credit relationships.   Responsibilities: Manage and provide leadership and guidance to team members to ensure...

  • Underwriting Support Technician I

    3 weeks ago

    Dallas, Texas, United States AmTrust Financial Services, Inc. Full time

    Overview: Summary:  The Underwriting Support Technician I handles several aspects of policy processing and issuance which include new business and/or renewal preparation, quoting and issuance; endorsement processing; cancellations; and/or all other policy processing associated tasks in accordance with authority level and company guidelines. Lines of...

  • Underwriting Support Technician III

    2 weeks ago

    Dallas, Texas, United States AmTrust Financial Services, Inc. Full time

    Overview: The Underwriting Support Technician III handles several aspects of policy processing and issuance which include new business and/or renewal preparation, quoting and issuance; endorsement processing; cancellations; and/or all other policy processing associated tasks in accordance with authority level and company guidelines. Lines of Business...

  • Commercial Lines Account Manager

    4 weeks ago

    Dallas, United States APR Full time

    Job DescriptionJob DescriptionJob Title: Commercial Lines Account Manager | Client Service Manager | CSRSalary: $70k- $80k base salaryLocation: Dallas, Texas | Hybrid (willing to consider fully remote for the right candidate)Job Overview:The Commercial Lines Account Manager serves a critical role in our organization, managing a diverse portfolio of...