Director, Loan Pricing

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

You bring more than your expertise to your role, and that matters here. Your story, perspectives, and lived experiences help shape belonging at BECU and deepen how we connect with and support our employees, our members, and our communities.

PAY RANGE

The Target Pay Range for this position is $199,300.00-$243,800.00 annually. The full Pay Range is $155,200.00 - $288,000.00 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

BENEFITS – Because People Helping People Starts With Supporting You

• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match

Impact You’ll Make

As the Director, Loan Pricing & Product Strategy – Consumer Lending, you’ll have the opportunity to shape the future of BECU’s consumer lending portfolio through strategic product leadership, innovative pricing strategies, and a commitment to delivering exceptional member value. You’ll bring together your expertise in financial analysis, product management, and market intelligence to drive sustainable growth, strengthen portfolio performance, and advance BECU’s strategic objectives.

You’ll use your understanding of member behavior, market trends, and the competitive landscape to identify opportunities, develop competitive pricing strategies, and ensure our products deliver a compelling value proposition. Working closely with Treasury and Finance, you’ll help validate critical assumptions supporting asset/liability management, interest rate risk scenarios, and funds transfer pricing.

Beyond pricing, you’ll lead the vision, strategy, and delivery of the product roadmap for multiple consumer lending products, including personal loans and personal lines of credit. You’ll establish strategic priorities, guide product innovation, and empower your team to transform research and ideas into meaningful solutions that enhance member engagement and experiences across channels. Through your leadership and collaboration, you’ll help build and manage products and capabilities that support BECU’s growth, strengthen member relationships, and deliver on our purpose.

To join our dynamic team in this role, we require candidates to be residents of WA, OR, ID, CA, AZ, TX, NC, SC, GA, or VA. If you’re located in Washington state and within a reasonable driving distance to our Tukwila Headquarters (TFC), we encourage you come into the office on Tuesdays & Wednesdays each week. For those candidates that live outside the commutable distance to TFC and in any of our approved remote work locations, this role will be primarily remote. Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment.

What You’ll Do

• Lead Consumer Lending Pricing Strategy: Serve as the primary point of contact and subject‑matter expert for product pricing within the Consumer Lending product management team. You'll support financial analysis and pricing initiatives, answer questions about financial information, and provide data to inform profitability models and pricing decisions.
• Develop Strategic Pricing Recommendations: Lead the development of product and pricing recommendations that align with BECU's strategic, financial, and growth goals.
• Manage Financial Performance: Oversee Consumer Loan Profit & Loss (P&L) and support efforts to achieve business plan expectations, focusing on growing loan balances and membership in alignment with BECU's purpose.
• Partner on Financial Planning: Collaborate with Treasury and Finance to validate assumptions used in asset/liability management, interest rate risk scenarios, and funds transfer pricing.
• Shape Product Vision and Roadmaps: Develop and oversee the vision, strategy, and roadmap for