Senior Lending Analyst

4 days ago


Chicago IL United States Lovet Pet Health Care Full time

The Aspen Group (TAG) is one of the largest and most trusted retail healthcare business support organizations in the U.S. and has supported over 20,000 healthcare professionals and team members at more than 1,300 health and wellness offices across 48 states in four distinct categories: dental care, urgent care, medical aesthetics, and animal health. Working in partnership with independent practice owners and clinicians, the team is united by a single purpose: to prove that healthcare can be better and smarter for everyone. TAG provides a comprehensive suite of centralized business support services that power the impact of five consumer-facing businesses: Aspen Dental, ClearChoice Dental Implant Centers, WellNow Urgent Care, Chapter Aesthetic Studio, and AZPetVet (soon to be Lovet). Each brand has access to a deep community of experts, tools and resources to grow their practices, and an unwavering commitment to delivering high-quality consumer healthcare experiences at scale.

Lovet recently created an internal captive finance company (Lovet Pay), which lends money to consumers who need flexible payment terms. This industry leading innovation will allow pet parents better access to care. We are seeking a Senior Financial Analyst who will help optimize performance of this new internal financing company.

Key responsibilities will include:

  • Collaborate with broader data and analytics team to compile and cleanse data necessary for analysis.

  • Analyze historical performance of loan portfolio overall and important sub-segments (profitability, write offs, on-time payments, etc.)

  • Forecast future performance of loan portfolio based on historical data and expected future trends

  • Assess usage of financing across hospitals, staff members, appointment types, ticket sizes, etc. Recommend areas for improvement and work closely with Operations and Client Financing teams to execute on recommendations.

  • Conduct ad-hoc analysis, as well as create tools for leadership to use on an ongoing basis.

  • Research external dynamics in lending markets and connect the trends back to our business and loan portfolio.

  • Work cross-functionally with Lovet and TAG teams to successfully execute key initiatives and achieve business objectives

  • Build financial projections (P&L, Balance Sheet, Cash Flow)

  • Lead the budgeting process for Lovet Pay, in close partnership with Lovet’s FP&A team

  • Present actionable information and insights to team members and management. Prioritize recommendations to improve financing and operating performance for the business

  • Prepare materials for recurring leadership meetings re: Lovet Pay (e.g. conduct analysis, prepare presentations).

Minimum Education and Experience:

  • Bachelor's degree in Finance, Accounting, or related field

  • Minimum of 4-8 years as a financial analyst. Experience working with lenders is highly preferred.

  • Highly proficient in conducting zero-defect analysis and building financial models in Microsoft Excel

  • Ability to create clear, concise, and compelling presentations in Microsoft PowerPoint

  • Ability to find and pull appropriate data, along with validating and reviewing data and reports for accuracy and completion. SQL knowledge is a plus.

  • Advanced problem-solving and analysis skills

  • Superior oral and written communication skills

  • High level of organization and detail-orientation

  • Strong work ethic and willingness to take initiative

  • Good attitude toward teamwork as well as the ability to work independently

  • Excellent time management and ability to prioritize projects and workload

  • Ability to excel in fast paced environment, take direction, and handle multiple priorities

  • Excellent communication and interpersonal skills are required and must be a team player

Salary: 90-105k

  • Salary will be determined based on geographic location, experience and expertise.
#J-18808-Ljbffr

  • chicago, United States Lovet Pet Health Care Full time

    The Aspen Group (TAG) is one of the largest and most trusted retail healthcare business support organizations in the U.S. and has supported over 20,000 healthcare professionals and team members at more than 1,300 health and wellness offices across 48 states in four distinct categories: dental care, urgent care, medical aesthetics, and animal health. Working...


  • Chicago, United States Lovet Pet Health Care Full time

    The Aspen Group (TAG) is one of the largest and most trusted retail healthcare business support organizations in the U.S. and has supported over 20,000 healthcare professionals and team members at more than 1,300 health and wellness offices across 48 states in four distinct categories: dental care, urgent care, medical aesthetics, and animal health. Working...


  • chicago, United States Lovet Pet Health Care Full time

    The Aspen Group (TAG) is one of the largest and most trusted retail healthcare business support organizations in the U.S. and has supported over 20,000 healthcare professionals and team members at more than 1,300 health and wellness offices across 48 states in four distinct categories: dental care, urgent care, medical aesthetics, and animal health. Working...


  • Chicago, IL, United States Above Lending, Inc Full time

    Senior Software Development Engineer In Test At Above Lending, a leading US small lending firm, we are seeking a talented Senior Software Development Engineer In Test (SDET) to join our team. In this role, you'll be instrumental in delivering quality and performance of our software products that include web and backend API. This role involves working...

  • Business Analyst

    1 month ago


    Jersey City, NJ, United States Visionary Innovative Technology Solutions LLC Full time

    Jersey City, NJ - OnsiteSkill:: Domain knowledge of Margin Lending, Security backed lending and Collateral ManagementHave 8 years of relevant work experience as a Tech business analyst or in a related fieldCreating a detailed business analysis outlining problems opportunities and solutions for a businessShould have good communication interpersonal and...


  • Columbia, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: The Senior Credit Analyst at Enterprise Bank & Trust provides analytical and administrative support to the lending departments while leading a team of credit analysts. Responsibilities include financial analysis, conducting credit investigations, mentoring junior analysts, and assessing the...


  • Edwardsville, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: The Senior Credit Analyst at Enterprise Bank & Trust provides analytical and administrative support to the commercial and consumer lending departments, overseeing the credit analyst team and working directly with the Chief Credit Officer. Responsibilities include conducting financial analyses,...


  • Charlotte, NC, United States TalentPartners Full time

    Our client, a globally recognized investment management firm within the rapidly growing Middle Market / Credit world is adding a Senior Operations Analyst to their lending operations team.Collaborate with lending operations management to ensure seamless workflowsReconcile cash and position discrepancies dailyExtract key data points from credit agreements and...


  • Collinsville, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: As a Senior Credit Analyst at Enterprise Bank & Trust, you will provide analytical and administrative support to the commercial and consumer lending departments. Your responsibilities include leading a team of credit analysts, conducting financial analysis of loan requests, and mentoring junior...


  • Swansea, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: As a Senior Credit Analyst at Enterprise Bank & Trust, I lead a team providing analytical and administrative support to the bank's commercial and consumer lending departments. My role involves conducting financial analyses, managing loans, and mentoring junior analysts while assessing financial...


  • Swansea, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: As a Senior Credit Analyst at Enterprise Bank & Trust, you'll provide analytical and administrative support to the bank's lending departments while leading the credit analyst team. This role involves conducting financial analyses, mentoring junior analysts, and assessing the risks associated...


  • Cahokia, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: As a Senior Credit Analyst at Enterprise Bank & Trust, I provide analytical and administrative support to the lending departments, lead a team of credit analysts, and conduct comprehensive financial analyses. My role involves assessing the financial condition of borrowers, preparing detailed...


  • Chicago, Illinois, United States Fidelity TalentSource LLC Full time

    Job Title: Senior Direct Lending StrategistAbout the Role:We are seeking an experienced Senior Direct Lending Strategist to join our growing team in Chicago. As a key member of our investment team, you will be responsible for supporting senior debt origination, underwriting, and portfolio management capabilities within our direct lending group. Your primary...


  • Fairview Heights, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: The Senior Credit Analyst at Enterprise Bank & Trust is responsible for providing analytical and administrative support to various lending departments while leading the credit analyst team. Key responsibilities include conducting comprehensive financial analyses, assessing loan risks, and...


  • Chicago, United States Above Lending, Inc Full time

    Above Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more...


  • Chicago, IL, United States Selby Jennings Full time

    A leading private investment firm with ~$12B AUM is looking to add a Private Credit Analyst or Associate to the team in Chicago, IL. The Private Credit Analyst/Associate will invest across direct lending and special opportunities strategies and will be responsible for evaluating new investment opportunities, structuring and executing private investments, and...


  • Columbia, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: As a Senior Credit Analyst at Enterprise Bank & Trust, I provide analytical and administrative support to lending departments, lead a team of credit analysts, and collaborate with the Chief Credit Officer. My role involves conducting credit investigations, analyzing financial statements, and...


  • Chicago, United States Above Lending, Inc Full time

    Above Lending is a next-generation financial services company. We provide simple and transparent products aimed at helping our clients achieve their personal finance goals. With competitive rates and personalized support, our mission is to simplify the lending process and help borrowers attain financial well-being. We are committed to making credit more...


  • Edwardsville, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: The Senior Credit Analyst at Enterprise Bank & Trust provides analytical and administrative support to the commercial and consumer lending departments, overseeing the credit analyst team and working directly with the Chief Credit Officer. Responsibilities include conducting financial analyses,...


  • Columbia, IL, United States Enterprise Bank and Trust Full time

    Senior Credit Analyst at Enterprise Bank and Trust summary: The Senior Credit Analyst at Enterprise Bank & Trust provides analytical and administrative support to the lending departments while leading a team of credit analysts. Responsibilities include financial analysis, conducting credit investigations, mentoring junior analysts, and assessing the risks...