Mortgage Loan Originator

4 days ago


Charleston, United States D.R. Horton Full time

Mortgage Loan OriginatorD.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients.Essential Duties and ResponsibilitiesInterview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant's goals in order to advise and review potential loan programs that would best suit their needs and stated goalsBe accessible to the buyer and individuals involved in a loan to answer questions and/or provide updatesMaintain reports and notes within the origination software and customer relationship management systemsReview new leads daily and contact them to earn their businessDaily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involvedMake presentations on loan products in sales meetings and with Sales staff in builder communitiesQuickly respond to Operations in order to facilitate an efficient loan processProvide necessary disclosures to a loan applicant within a timely manner in accordance with regulationsConduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the companyAble to work overtimeAble to travel overnightMarket the company's products and services accurately and effectively to potential business sourcesDevelop sales leads for mortgages in builder communities and real estate officesProvide weekend coverage in builder communities and grand opening functionsReview all documentation provided by borrower, check for accuracy, and address any discrepanciesBe familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessaryProvide input to management, and attend production/staff meetingsInfrequently, assist in resolving post-closing/funding problemsAttend loan closings when possibleQualificationsEducation and/or Experience:Bachelor's degree from four-year college or universityOne to two years of related experience and/or trainingMust have a vehicle and a valid driver's licenseLicensed Mortgage Loan Originator as required by statePossess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)Proficiency with MS Office and emailPreferred Qualifications:Strong written and oral communication skillsAbility to accurately and efficiently process and record a large volume of dataAbility to act as a team player and be willing to accept constructive criticismBilingual preferredCome join a winning team with a Fortune 500 company We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:Medical, Dental and Vision401(K)Employee Stock Purchase PlanFlex Spending AccountsLife & Disability InsuranceVacation, Sick, Personal Time and Company HolidaysMultiple Voluntary and Company provided BenefitsBuild YOUR future with D.R. Horton, America's Builder. #WeBuildPeopleTooFinancial ServicesPrimary Location: South Carolina-CharlestonOrganization: MortgageSchedule: Full-time



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