Mortgage Loan Officer

3 weeks ago


Charleston, United States South Carolina Staffing Full time

Mortgage Loan OfficerThe Mortgage Loan Officer develops profitable and quality residential mortgages by building personal relationships with community members and clients. Evaluates and assesses credit potential with prospective customers. Analyzes customer personal financial information to determine which products meet their needs and to provide recommendations regarding products to customers. Advises and counsels the customer to the advantages and disadvantages of differing financial products. Advises customers on the completion of loan applications and provides excellent customer service throughout the loan approval and closing process. Keeps up to date on lending policies/regulations pricing and product information. Cross sells customers. This position is considered to be a Mortgage Loan Originator under the SAFE Act and Loan Originator under the Truth in Lending Act. Registration and additional qualifications required.Duties & Responsibilities:Provides Simply the Best customer service to each customer at all times.Uses internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within the community.Develops new and expands internal and external referral sources to grow mortgage business.Using consultative selling techniques, advises clients on mortgage loan options and other financial products.Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.Responsible for maintaining client relationships.Advises customers on the completion of loan applications.Performs other duties as assigned.Basic Qualifications:High school diploma or GEDOne or more years of mortgage loan origination experience, preferably at a bankNMLS licensePreferred Qualifications:Pipeline and book of businessBachelor's degree preferredKnowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs)Knowledge of mortgage procedures, documentation, and underwriting guidelinesDemonstrated ability to identify opportunities to cross-sell financial products and servicesEffective written and verbal communication skillsStrong organizational skillsAbility to multi-taskPC - Internet skillExempt Status: NoWorkplace Type: OfficeOur Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.



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