Senior Credit Risk Officer

Senior Credit Risk OfficerTruist is looking for a Senior Credit Risk Officer who will be supporting the Asset Based Lending product. This team member will be responsible for optimizing profitability of the wholesale loan portfolio by maintaining proper balance among quality, profitability and compliance. Partner with Asset Based Lending segment leadership to provide thought leadership and execute credit strategy in line with targets and Truist stated risk tolerance. Communicates effectively through guidance, training and development in support of building and maintaining a strong credit culture. Models behaviors that reflect strong judgment capabilities gained through deep and comprehensive credit experience across multiple types of portfolio and business segments, constructive partnership and ability to navigate complex challenges that have potential impact on Truist profitability.Essential Duties and Responsibilities:Serve as a senior credit risk officer for large and complex segments within wholesale lending or specialty lines of businesses. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for leading the advancement of the organization's risk management culture, framework, and appetite throughout the assigned segment within the LOBCommunicate effectively as a thought leader to support development and maintenance of a strong credit culture. Provide risk leadership through ongoing active engagement with LOB, Product Partner, and Credit Delivery teams including guidance, coaching and mentoring to teammates on sound principles of lending and support their development through regular feedback and constructive dialoguePartner with segment leaders to develop, communicate, and execute credit strategies, limits, and policies that support LOB targets while maintaining disciplined approaches to optimizing capital deployment and mitigating risk. Exercise prudent credit judgment through individual delegated loan authority to shape portfolio within risk appetite guidelines and concentration management approaches that create sustainable profitabilityStay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local, national, and global economic trends and market conditionsManage highly complex decisions that could have significant impact to risks and profitabilityEnsure appropriate Risk Rating for the portfolio, monitor portfolio performance, identify areas of emerging risks. Develop strategies and action plans for emerging risk, and elevate to Senior Credit Officer and present portfolio updates and recommendations to senior executives, Risk Oversight Committees, and regulators as requestedQualifications:Required Qualifications:Bachelor's degree, or equivalent education and related training15 years of experience in lending and/or credit experienceWidespread financial credit risk and regulatory knowledgeSolid accounting/financial analysis skillsStrong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationshipsPreferred Qualifications:20 years of experience in commercial lending and/or credit experienceMaster's degree in business administration, finance, or accountingBroad product knowledge and experience, including Debt and Equity Capital Markets, Asset Finance, and Treasury Management product categories Experience across a broad span or industries or deep experience within a specific industryRMA - Credit Risk CertificationTruist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.