Loan Processor

Job description

This candidate will be responsible for the entire end-to-end mortgage loan process. They will gather and process all loan documentation and ensure compliance with policy, regulatory, and loan terms.

Responsibilities

•Review each loan file to verify that documents are present, accurate, and complete before underwriting

•Manage loan process through mortgage software system

•Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files

•Ensure that loan rules, obligations, and deadlines are met

•Audit and prepare quality files that meet closing objectives

•Obtain mortgage loan documentation for clients

Qualifications

•High school diploma or GED required.

•2 years of mortgage processing experience required.

•Strong oral and written communication skills.

• Works well in a team environment and coachable

•Knowledge of valid documentation related to the processing consumer mortgage applications (e.g., tax returns, financial statements, and records, verification of income and deposits, etc.).

•Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions.

•Ability to prioritize multiple tasks in a deadline‐driven environment; strong sense of urgency and responsiveness.

•Knowledge of federal, state, and regulatory requirements related to consumer mortgage lending, processes and controls.