Mortgage Loan Originator

4 weeks ago


Columbus, United States Columbus Staffing Full time

Mortgage Loan OriginatorLocation: 5380 N. Hamilton Road Gahanna, OHPosition Summary: The Outside Mortgage Loan Originator is the individual that originates first mortgage applications from internal and external lead sources focusing heavily on outside lead generation to meet or exceed closed loan production goals. The Outside Mortgage Loan Originator maximizes Telhio's visibility within the business community to achieve organizational goals. This individual will also work to expand their own network of relationships by networking with realtors, builders, branches, business development, business services, attorneys, and investment bankers.Responsibilities:Originates first mortgage loan applications from both internal and external sources to meet or exceed mortgage closed loan production goals.Evaluates ratios to make preliminary recommendation based on initial information and establishes the best product for the member.Effectively communicates with all parties to the transaction throughout the loan process from origination to post closing (member, realtor, title agent, processor, underwriter, closer, etc.)Meets minimum required monthly and quarterly closed loan production goals.Cultivates internal and external relationships that provide viable and consistent leads (realtors, builders, branches, business development, business services, and investment).Maximizes Telhio's visibility within the business and real estate community to achieve organizational goals.Operates within compliance with all required regulations and policies including all Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) policies, procedures, and regulations.Stays up to date on all regulations applicable to job responsibilities.Communicates effectively with members and co-workers in an organized manner.Obtains minimum of 20% of closed loan production of outside referral sources.The "face" of Telhio Credit Union mortgage department; perform all work in a manner which upholds/embodies Telhio's core values.Offer cross-sell opportunities where appropriate (investment referrals, business development, branch referrals, home equity, visa, checking).Actively utilizes encompass CRM and assigns marketing campaigns consistently.Works all assigned leads and lead lists in a timely manner.Follows up with lead within 24 hours of receipt and documents outcome on monthly mortgage pipeline report.Consistently stays involved in community networking groups and volunteerism.Required Qualifications:NMLS-Nationwide Multistate License System upon hire requiredHigh school diploma / GED requiredBachelor's degree preferred1-3 years mortgage sales origination knowledgeKnowledge of Fannie Mae and Freddie Mac & underwriting regulations associatedKnowledge of FEMA regulations and requirementsKnowledge of equal credit opportunity actExperience in underwriting to various "investor regulations"Knowledge of banking products and service offeringsExperience in following MLO process and proceduresAttention to detailTime managementEffective communication skills (oral and written)Active listeningAnalytical and quantitative skillsAbility to work



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