Loan Assistant

Loan AssistantThe SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions.We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins hereEssential FunctionsPrepare commercial loan closing packages according to guidelines established by the Bank in a timely and accurate manner; Reviews loan packages for accuracy prior to delivery to the BankerCoordinate closings with lenders, attorneys, insurance agents and customersOrder title searches, UCC searches, appraisals and flood certifications as neededApprove the disbursement of closing funds and issues loan proceeds checks and wiresReview closed and funded loans for document completion, ensure that loans are booked in a timely and accurate mannerContact settlement agents, register of deeds and title insurance agencies to obtain post-purchase documentation as necessary. Maintain a tickler system on outstanding insurance policies and any other post-closing documentation (collateral and exception monitoring) and reports on status during weekly meetingsPrepare and process new accounts and fund transfers as related to loans. Maintains customer account records and performs basic service transactions such as address changes and accepting loan paymentsProvide exceptional client service through offering assistance and responding to questions and requests for information for clients. Informs Bankers of pertinent informationEnsure the accuracy and uniformity of legal and loan documents, which minimizes the risk of loss to the BankEnsure loans are closed and maintained in accordance with regulatory requirements, as well as Bank policies and guidelinesMaintain financial statements/tax return reports, exception reports and insurance reports daily and updates loan officers monthly on any outstanding documents neededReview Past Due reports, Balance Summary reports, Closed Account reports and alert Banker to any material changes or upcoming deadlinesFund and authorize the release of loan funds based on loan approvals and contractual requirementsAssists Bankers in development of cross-selling and other sales activities and opportunities when appropriateRemain knowledgeable of all State and Federal lending and documentation regulations as well as Bank policies and guidelines ensuring complianceMay be asked to coach, mentor or train others as a subject matter expertProvide support (filing, scanning, email / mail correspondence, etc.) to BankersProvide back-up support to other Loan AssistantsOther DutiesAccepts other duties as assigned.CompetenciesClient serviceGeneral banking knowledgeGeneral mathematic abilitiesQualifications and Education RequirementsEducation: A high school diploma or equivalent is required. Bachelor's degree or additional course work in banking, finance or lending is an asset.Experience: A minimum of two years of Commercial Banking support experience or client service experience within a financial institution. Experience should include loan review, documentation, client service and compliance.Knowledge: Must have a complete knowledge of all State and Federal lending regulations, as well as Bank policies and procedures. Must be knowledgeable of all Bank products and services. Must be well versed in insurance and documentation requirements for all loan products. An in-depth understanding of interest and payment calculations is essential. Understanding of consumer loan products and regulations is a plus.Skills: Must have excellent verbal and written communication skills as well as well-developed client service skills. Excellent organizational, time management and administrative skills are required. Must be proficient in the use of basic office equipment with emphasis on typing, calculator and computer. Proficiency in the use of Microsoft Word, Excel and Outlook is required.Training Requirements/ClassesRequired annual compliance training.Recommended additional training: New Employee OrientationPhysical Demands/Work EnvironmentMust be able to stand and/or sit for long periods of time.Must be able to effectively access and interpret information on computer screens, documents, reports, and cash denominations, and identify customers.Reasonable accommodations made to enable individuals with disabilities to perform the essential functions.TravelThis position may require some travel from time to time.Equal Opportunity Employer, including disabled/veterans.