Private Wealth Advisor

divh2Investment And Insurance Sales Representative/h2pThis job includes a base rate plus commissions. Total Potential Annual Earnings: $60,450 - $520,000. Interviews and profiles customers/prospects to determine investment and insurance needs, recommends appropriate products/solutions with a focus on retention and replication of their best clients and makes appropriate referrals to branch or to other business partners. Monitors client investment performance and makes appropriate recommendations./ph3Education And Experience:/h3ulliBachelors Degree or equivalent education and experience/liliMinimum 3 years investment and insurance sales experience required/li/ulh3Skills And Abilities:/h3ulliThorough knowledge of investment and insurance products and applicable securities and insurance rules and regulations/liliStrong communication and PC skills/liliNo significant compliance issues/liliHas developed a process for client segmentation/liliDemonstrated team player and high quality service provider/liliAdvanced knowledge of all broker dealer advisory platforms/li/ulh3Unique Job Characteristics And Requirements:/h3pFINRA Series 7, Series 63 and life insurance license or a Registered Investment Advisor (RIA)/ph3Tasks Performed:/h3ulli40% Conducts regular client review meetings to uncover additional investment and insurance needs and to develop deeper relationships through financial planning with a focus on retention and replication of their best clients./lili20% Develops and executes individual business plan to meet sales goals and maintain minimum assigned levels of production consistent with individual or team goals./lili20% Monitors client investment performance versus risk tolerance and makes appropriate recommendations./lili10% Interviews and profiles prospects to determine investment and insurance needs, recommends appropriate products/solutions and makes appropriate referrals to branch or to other business partners./lili5% Cultivates and fosters proactive relationships with branch business partners with regular meetings to discuss sales ideas, referral opportunities and results of customer meetings./lili5% Other duties as required/li/ulh3Physical Requirements:/h3ulliCommunicate effectively with internal and/or external customers/liliStationary 75% of time or greater/liliMove Objects to Maximum 10 lbs/li/ulh3Why Work At NBT/h3pAt NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community because your success drives our success./ph3Wellbeing/h3pAt NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives and flexible work arrangements, so you can thrive both personally and professionally./ph3Community Involvement/h3pNBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace./ph3Culture/h3pNBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued./ph3Career Development/h3pWhether youre just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential./ph3Total Rewards/h3pNBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives ensuring you feel valued every step of the way./ph3Business Stability/h3pNBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. Weve weathered the markets ups and downs for over 165 years, all while charting a well-defined growth plan./ph3Benefits For Full-Time Employees/h3ulliGenerous Paid Time Off: At least 22 days annually, prorated in the year of hire./liliParental Leave: Six weeks of paid leave at 100% of your salary./liliComprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants./liliDental and Vision Coverage: Ensuring your overall health and well-being./liliFlexible Spending Accounts: For healthcare and dependent care expenses./liliEmployer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage./liliLife Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage./liliVoluntary Benefits: Including hospital, accident, and critical illness coverage./liliRetirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future./liliAdoption Assistance: Supporting your growing family./liliTuition Reimbursement: Invest in your education and career growth./liliEmployee Assistance Program (EAP): Access to support and resources./liliFinancial and Banking Services: Various benefits and financial planning assistance./li/ulh3Benefits For Part-Time Employees Working 20+ Hours/Week/h3ulliMedical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants./liliGenerous Parental Leave: Six weeks of paid leave at 100% of your salary./li/ulh3Benefits For All Part-Time Employees/h3ulliRetirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future./liliPaid Sick and Safe Leave: For your health and safety./liliEmployee Assistance Program (EAP): Access to support and resources./liliFinancial and Banking Services: Various benefits and financial planning assistance./li/ul/div