Executive Director

Executive Director For Card Acquisitions Risk StrategyChase Card Services is the leading credit card issuer in the U.S. With over $1 trillion in sales volume, we have been #1 in the industry since 2017. We have also been #1 in outstandings (loans) for more than 10 years and lead in top-of-wallet market share. We serve more than 50 million active accounts across our Chase Branded Cards business, which includes the Sapphire, Freedom, Slate consumer credit cards and Ink small business portfolio, and our Co-Brand Card business.As the Executive Director for Card Acquisitions Risk Strategy, supporting the Affluent portfolios, you will be responsible for developing, managing, and overseeing the newly created 1st line credit function for Affluent Card Acquisitions within the Card Credit Decisioning Unit. You will report to the Managing Director responsible for Card Acquisitions Risk Strategy. You will play a key role in defining the risk appetite for Affluent Card acquisitions, managing credit risk, ensuring sound lending decisions that balance value creation and prudent risk management. Additionally, you will develop risk management strategies in partnership with the Credit Risk organization, and shape underwriting policies to align with the bank's financial goals. This includes management of risk-taking activities for card originations from approve/decline to credit line assignment for the Affluent portfolios within Card's ~10mm new accounts annually. This role requires deep analytical expertise, regulatory knowledge, and collaboration with internal teams to balance risk and growth.Job Responsibilities:Define the Credit Box in partnership with Product GM's, Finance, and the second line of defense Credit Risk teamLead alignment with Product, Finance, and Risk to define and execute on strategies to achieve credit goalsPartner closely with product and risk teams in assessing new credit opportunities. Define an execution plan for new credit opportunitiesSet up reviews and processes to ensure we are executing well on our credit box assumptionsPartner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the acquisitions modeling suite and roadmapRecruit and develop high performing talent to staff the acquisitions credit decisioning unitDevelop and implement metrics to track acquisitions performance. Lead the report outs for performance monitoring to senior leadershipHelp shape credit policies, underwriting standards, and risk management frameworksEnsure adherence to banking regulations and internal controls related to credit riskWork with teams across business lines (e.g., risk, underwriting, legal, finance) to balance growth and riskProvide approvals or recommendations for complex acquisitions related credit transactionsRequired qualifications, skills and capabilities:A Bachelor's Degree in finance, business administration, or a related field is required10+ years of relevant experience in direct to consumer lending, originations, and/or retail credit experience at a complex large-scale financial services businessAbility to evaluate and manage credit risk effectivelyDeep knowledge of banking regulations and ensuring adherenceStrong judgment in approving or recommending credit transactionsExceptional quantitative and qualitative finance and analytical skillsDemonstrated strategic thinking and execution skills; insight and ability to proactively identify opportunities to innovate and improve the businessExceptional people leadership, relationship development and negotiating skills; ability to earn respect and trust among internal and external business partners and team membersProven experience in collaborating across teams and lines of business within large organizationsStrong proficiency with executive-level presentation materials and briefings, and the ability to simplify complex subject matter into digestible executive communicationsA high level of personal initiative, setting and achieving challenging goals, and demonstrating entrepreneurial leadershipExcellent analytical skills with the ability to leverage data and anecdotal feedback to structure complex problems and make decisionsChase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.Base Pay/Salary New York,NY $152,000.00 - $260,000.00 / year