Consumer and Community Bank

2 weeks ago


Wilmington, United States JPMorgan Chase Full time

Executive Director, Credit Decisioning UnitJoin a dynamic team at the forefront of transforming credit decisioning processes within the Consumer Lending sector. You will play a pivotal role in evaluating risk appetite and driving strategic initiatives that shape the future of lending. This is your opportunity to make a significant impact by implementing innovative solutions and enhancing automation in credit decisioning. Collaborate with cross-functional teams to ensure compliance, accuracy, and transparency in all activities. Be part of a leading organization that empowers businesses to thrive and grow through expert advice and cutting-edge financial services.As an Executive Director in the newly created Credit Decisioning Unit, you will support the execution of newly established strategic frameworks within Consumer and Community Banking.Job ResponsibilitiesUtilize newly created robust platform and framework at the highest level of Consumer and Community Banking.Ensure the platform supports strategic initiatives and aligns with organizational goals.Lead program execution across various consumer business units.Collaborate with cross-functional teams to ensure seamless integration and implementation.Develop strategies for optimizing lending processes and practices.Implement tools and methodologies to enhance lending efficiency and effectiveness.Identify and define governance structures and risk appetite for lending activities.Ensure compliance with regulatory requirements and internal policies.Implement standards and practices that enhance clarity and accountability and promote consistency and transparency across the department.Lead initiatives with a focus on achieving strategic objectives and delivering measurable results.Required Qualifications, Capabilities and SkillsBachelor's degree in Finance, Business Administration, or a related fieldMinimum 10 years of experience in strategy, pricing or program managementExperience in governance, risk management and compliance within the financial services industryStrong understanding of consumer lending practices and principlesExperience in executing high-level strategies and initiativesDemonstrated ability to lead cross-functional teams and manage complex projectsExcellent analytical and problem-solving skillsStrong communication and leadership abilitiesProficient in Microsoft Office WordPreferred Qualifications, Capabilities and SkillsAdvanced degree in Finance or Business AdministrationFamiliarity with data analytics toolsExperience in customer-centric strategy developmentTo be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.Equal Opportunity Employer/Disability/Veterans



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