Mortgage - Processor

ProcessorAs a processor, your goal is to create raving fans of your customers which are the borrowers, sales, and underwriting staff. You will process loans in accordance with company policies and procedures. At PRMG, we make it our mission to place individuals in a job capacity that compliments their skill sets and strengths that allows for personal growth and future career advancement. We believe in cultivating a family like work environment where our company culture is known for its casual, yet professional, team-oriented setting and most importantly we value work life balance.PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG's Internal and External Job Portal to request a transfer to a different department or position.ResponsibilitiesVerifies, compiles, and inputs/updates application information for mortgage loansReviews residential loan application file to verify that application data is complete and meets establishment standards, including type, and amount of mortgage applied for including but not limited to borrower credit, assets, liabilities, and length of employmentRecommends that loan not meeting standards be denied or restructuredIs able to run AUS after application data is confirmed to be accurate and meets guidelinesIs able to order verifications (income, assets, credit, liabilities) to verify accuracy of information stated on loan applicationIs able to complete and generate various loan application forms/disclosures for borrowersIs able to order title work, insurance, condo docs for approval, appraisals, and any other property related items required for the loanIs able to perform necessary follow up on any items required for the loan in a timely manner (i.e.title, insurance, appraisal, loan conditions from borrower, etc.)Informs supervisor and/or Loan Originator of discrepancies on any loan documentation provided or orderedSubmits mortgage loan application file for underwriting approvalTypes and emails/mails approval and denial letters to applicantsSubmits approved mortgage loan file to closing departments and closing settlement agent/attorney for settlementUses all required Checklists for Underwriting and Closing DepartmentsKeeps records/logs/pipeline report on status of branch loans assigned to their queue, including number of new applications and loans approved, canceled, or deniedIs able to communicate effectively with borrower and/or Loan Originator regarding any missing or delayed documentation required for Loan Approval or Final Loan ApprovalPerforms other related duties as assignedSubmits conditions to UnderwriterOversees Jr Loan Processor's duties if applicable to branchQualificationsExperience:Two or more years of loan processing experience orXinnix Training completion for Processing required AND Processing mentor assigned by branch with 2+ years active processing experienceSkills:Ability to make sound judgments regarding the resolution of customer service issuesAbility to problem-solve and exercise independent judgment while displaying a high degree of initiativeAbility to handle detailed assignments and maintain confidentialityExcellent communication and interpersonal skillsOrganizational skills necessary to prioritize workloadEducation:High School Diploma or equivalentTravel:NoneMinUSD $20.00/Hr.MaxUSD $25.00/Hr.