Affordable House Lender

Duties & Responsibilities:

• Evaluate loan applications for residential affordable housing program eligibility, conduct financial analysis of applicants for creditworthiness, and work closely with the underwriting team.
• Join and establish relationships with organizations whose missions are consistent with Affordable Housing outreach and homebuyer education.
• Maintain knowledge and awareness of current loan programs, services, operations, and marketing policies.
• Monitor the financial health of affordable housing projects and provide recommendations for improvements or interventions when necessary.
• Attend and participate in the required training activities as appropriate.
• Participate in and/or lead community outreach efforts that are not limited to education and promotion of the bank in the communities that we serve.
• Assist and participate in community and business development activities.
• Ensure compliance with all state, federal, and internal policies, procedures, and Regulations.

Qualifications & Requirements:

• Bachelor's Degree in Finance or a related field, or equivalent relevant work experience
• Valid Driver's License.
• Minimum of 3-5 years of experience in residential lending, with a focus on affordable housing.
• Strong knowledge of affordable housing financing programs, including FHA, OHFA, Fannie Mae, and Freddie Mac guidelines.
• Excellent communication and negotiation skills.
• Detail-oriented with strong analytical and problem-solving abilities.
• Ability to work collaboratively in a team-oriented environment
  

Desired Skills and Experience

Duties & Responsibilities:
Evaluate loan applications for residential affordable housing program eligibility, conduct financial analysis of applicants for creditworthiness, and work closely with the underwriting team.
Join and establish relationships with organizations whose missions are consistent with Affordable Housing outreach and homebuyer education.
Maintain knowledge and awareness of current loan programs, services, operations, and marketing policies.
Monitor the financial health of affordable housing projects and provide recommendations for improvements or interventions when necessary.
Attend and participate in the required training activities as appropriate.
Participate in and/or lead community outreach efforts that are not limited to education and promotion of the bank in the communities that we serve.
Assist and participate in community and business development activities.
Ensure compliance with all state, federal, and internal policies, procedures, and Regulations.
Qualifications & Requirements:
Bachelor's Degree in Finance or a related field, or equivalent relevant work experience
Valid Driver's License.
Minimum of 3-5 years of experience in residential lending, with a focus on affordable housing.
Strong knowledge of affordable housing financing programs, including FHA, OHFA, Fannie Mae, and Freddie Mac guidelines.
Excellent communication and negotiation skills.
Detail-oriented with strong analytical and problem-solving abilities.
Ability to work collaboratively in a team-oriented environment

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