VP Consumer Lending
4 weeks ago
VP Consumer LendingThe primary function is achieved by tapping into each employees highest potential and creating a highly effective team through coaching and leadership. This position is responsible for ensuring that outstanding service is delivered to both internal and external members. Ensure each employee identifies specific needs and suggests appropriate Credit Union solutions. Accountable for overseeing and coordinating workflow for both Direct and Indirect Loan Underwriting. Responsible for balancing the risk and reward of consumer credit decisions while minimizing liability to the credit union and consequently, directly impacting the overall financial performance of the direct consumer loan portfolio. Ensure the timely underwriting of Direct and Indirect Consumer loans within Federal Regulations and credit union policy and procedure without jeopardizing integrity, confidentiality, and accuracy. Display functional expertise and leadership directly affecting the development of new lending policies, procedures, processes, sales techniques, and credit products. Accountable for budgeted loan production for direct and indirect consumer loans and student loans as well as making decisions within existing policies as established by the Board of Directors, President-CEO, EVP-CLO, and SVP-Consumer Lending.Essential Duties and Responsibilities:Oversee Consumer Lending Underwriting (Direct, Indirect and Merchant Lending).Leadership, Personal/Organizational DevelopmentIs responsible for monitoring the day-to-day activity within Consumer Lending (direct, indirect and merchant lending) as well as Student Lending. Answers questions of policy and procedures. Has Loan exception authority. (Current portfolio $290MM direct consumer loans, $960 MM indirect loans and $50MM credit cards)Ensures direct consumer loans are underwritten in a timely manner and within guidelines/procedures with exceptions documented appropriately within established authority.Ensures loan underwriting channels are integrated and operating at levels to exceed member and dealer expectations.Closely monitors market conditions and industry trends to ensure pricing is fair and competitive.Establishes and manages relationships with auto, marine, motorcycle, and RV dealers while promoting the utilization of products available through AFCU to obtain forecasted loan origination and revenue goals. Dealers will initiate contact at varied hours (including nights, weekends, and holidays) that often require immediate response in order to maintain meaningful relationships.Demonstrate mastery of and perform the functions of a Consumer Loan Underwriter.Underwrite and process employee and credit union officials consumer loan applications.Underwrite and determine credit worthiness (Approve, Decline, Counter Offer) for member loan requests within given authority, as established by the Board of Directors.Remain current and adhere to Credit Union policies and procedures as they pertain to security standards, applicable mortgage regulations, and Article 9 UCC laws' title laws as well as working knowledge of title registration for Arkansas and out of state.Equal employment opportunity, including veterans and individuals with disabilities.
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VP, Strategic Credit Approval
2 weeks ago
Round Rock, United States Capital Farm Credit Full timeA rural lending cooperative in Texas is seeking a VP of Credit Approval to evaluate and approve complex credit requests. This role is critical for aligning credit decisions with business objectives, ensuring compliance with regulations, and mentoring staff to enhance their expertise. The ideal candidate will have over 10 years of experience in lending and...
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Community Lending Mortgage Banker
1 day ago
Little Rock, AR, United States City National Bank Full timeCOMMUNITY LENDING MORTGAGE BANKER WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of...
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VP, Product Management
2 weeks ago
Little Rock, United States Arkansas Staffing Full timeSenior executive leader responsible for developing, strategizing, and planning multi-year technology product roadmap for both strategic and operational technology that will drive advancement of specialty care while creating the foundation for continued, long-term innovation. Works with senior executives, internal teams, and member practices to identify and...
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VP Credit Approval New Round Rock, Texas
1 week ago
Round Rock, United States Capital Farm Credit Full timeAbout Us Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are...
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Lending Training Specialist
1 week ago
Round Rock, TX, United States Prosperity Bank Full timeExternal Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity...
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Lending Training Specialist
2 weeks ago
Round Rock, TX, United States Prosperity Bank Full timeExternal Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity...
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Lending Training Specialist
2 weeks ago
Round Rock, TX, United States Prosperity Bank Full timeExternal Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity...
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VP of Healthcare Product Strategy
2 weeks ago
Little Rock, United States Arkansas Staffing Full timeJob descriptionVP, Product ManagementSenior executive leader responsible for developing, strategizing, and planning multi-year technology product roadmap for both strategic and operational technology that will drive advancement of specialty care while creating the foundation for continued, long-term innovation. Works with senior executives, internal teams,...
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Lending Training Specialist
3 days ago
Round Rock, TX, United States Prosperity Bank Full timeExternal Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity...
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Lending Training Specialist
5 days ago
Round Rock, TX, United States Prosperity Bank Full timeExternal Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity...
