Licensed Mortgage Loan Officer

Are you a motivated, experienced Mortgage Loan Officer who's ready to level up your income and career? Tired of chasing cold leads and feeling like you're doing it all on your own? At EmpowerHome Mortgage, we take your talent seriously. We provide booked appointments, qualified leads, and unmatched support — so you can focus on what you do best: closing loans and serving clients with excellence. If you're passionate about helping people achieve homeownership and you're driven by results, it's time to join a fast-growing, high-energy team that’s redefining mortgage success. Why Top Producers Choose EmpowerHome Mortgage: • Booked Appointments Provided – No Cold Calling • Qualified Buyer Leads from EmpowerHome’s proven lead gen system • Full Benefits Package – Health, Dental, Vision, 401(k) with match, Short-Term Disability • Career Growth Opportunities with a well-connected, nationally recognized team • High-Earning Potential – $100,000+ annually (commission-based) • Supportive environment that removes the noise and lets you focus on production Responsibilities: • Proactively engage Buyer Leads generated by EmpowerHome Lead Generation pillars, presenting the value of working with EmpowerHome Mortgage in conjunction with EmpowerHome Teams, and scheduling appointments to complete and/or review loan applications submitted • Maintain accurate calendar availability, blocking when not available to take appointments that are booked by the EmpowerHome Inside Sales Department • Complete telephone, mail-away, and face-to-face Loan Applications with clients and approve loan disclosures for distribution to clients. All required fields in the application must be completed, including all third-party information, before approval • Determines proper program placement of a loan file (i.e., FHA, VA, Conventional, USDA, etc.) • Prices, loans, and lock rates as per the Company policy • Review returned applications and documentation for completeness, accuracy, and compliance • Runs AUS and reviews findings and required documentation • Prepares requested Pre-Qualifications as per Company policy. Orders credit reports, appraisals, and title requests. Conducts regular follow-ups with clients and referral sources • Maintains regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required • Submits the loan file, allowing for stated turn times • Maintains a pipeline of all loans in process, tracks their progress, and meets all contractual deadlines • Meets or exceeds minimum production requirements • Completes annual Business Plan and meets regularly with the Branch Manager • Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to private and government-insured mortgages • Maintain a professional image and standards consistent with company policies and procedures • Reports to the Branch Manager Qualifications: • Minimum of 2 years of loan officer experience, or industry equivalent, or a Branch Manager, deems history acceptable • NMLS registration required • Proven ability to read, write, and communicate at a level consistent with the requirements of this position and to generate independent leads for new business and professionally communicate with existing and past clients • Working knowledge of standard loan products in the industry and strong familiarity with underwriting guidelines • High school or equivalent (Preferred) • Fair Housing regulations: 1 year (Preferred) • Sales: 2-3 years (Preferred) • Loan origination: 1 year (Required) Compensation: $100,000+ Commission Based Pay Annually • Proactively engage Buyer Leads generated by EmpowerHome Lead Generation pillars, presenting the value of working with EmpowerHome Mortgage in conjunction with EmpowerHome Teams, and scheduling appointments to complete and/or review loan applications submitted • Maintain accurate calendar availability, blocking when not available to take appointments that are booked by the EmpowerHome Inside Sales Department • Complete telephone, mail-away, and face-to-face Loan Applications with clients and approve loan disclosures for distribution to clients. All required fields in the application must be completed, including all third-party information, before approval • Determines proper program placement of a loan file (i.e., FHA, VA, Conventional, USDA, etc.) • Prices, loans, and lock rates as per the Company policy • Review returned applications and documentation for completeness, accuracy, and compliance • Runs AUS and reviews findings and required documentation • Prepares requested Pre-Qualifications as per Company policy. Orders credit reports, appraisals, and title requests. Conducts regular follow-ups with clients and referral sources • Maintains regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required • Submits the loan file, allowing for stated turn times • Maintains a pipeline of all loans in process, tracks their progress, and meets all contractual deadlines • Meets or exceeds minimum production requirements • Completes annual Business Plan and meets regularly with the Branch Manager • Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations pertaining to private and government-insured mortgages • Maintain a professional image and standards consistent with company policies and procedures • Reports to the Branch Manager Compensation: $100,000 per year