Claims Specialist General Liability/Pollution Environmental Liability

Specialist Claims - CH07DEWe're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals and to help others accomplish theirs, too. Join our team as we help shape the future. This dynamic Claim Specialist role will be part of a team of professionals who support the Harford Global Specialty (HGS) Claims Division. Our ideal candidate will have expertise in: primary and excess claims (including general liability, excess auto liability, products liability, and pollution liability) on integrated general liability/pollution liability policies, contractor pollution liability and site-specific pollution liability policies. We are seeking a motivated, self-starter who would enjoy a fast-paced collaborative work environment The Claim Specialist will handle a caseload of complex, high-exposure claims on Excess General Liability and Environmental policies from inception to final resolution. This team works closely with our underwriting, actuarial and legal partners to ensure the best possible result for our customers. The claim caseload will involve both primary and excess coverages with complex fact patterns requiring some knowledge of environmental regulations and response actions as well as analysis of contracts between parties to determine liability for risk transfer opportunities. Key responsibilities of this position include:Conduct complex investigations and extensive claim file reviews on assigned casesDetermine coverage, draft position letters and communicate the coverage position(s) to insureds, business partners and legal counselOperate within prescribed authority levels to set appropriate expense and indemnity reservesRegularly monitor indemnity reserves for any required adjustmentPresent cases above authority level to leadership for expense/indemnity reserve and settlement authorityDevelop and implement resolution strategies to achieve high quality outcomesPro-actively manage environmental consultants and/or litigation and counsel throughout the case lifecycleDirectly oversee the litigation planning, execution, budget and bill reviewAttend trials and mediations as necessaryPositively contribute to our claim and enterprise goals by participating in ad hoc audits, projects and product development initiativesPrepare comprehensive reports and deliver presentations to senior claim leadership on: case developments, policy issues, industry trends, etc.Collaborate with valued business partners to review and address claim trendsAddress inquiries from agents and policyholders with a focus on providing superior customer serviceQualifications:Bachelor's Degree is requiredCandidates with a JD license and specialization within environmental or construction case experience are preferred.Minimum of 7 years of claims experience with strong preference for candidates who have handled general liability, pollution liability, site pollution, construction or product liability claims or environmental policies.Prior experience handling both primary and excess policy coverages/claimsWorking knowledge of environmental, coverage and tort lawsStrong coverage acumen with the ability to readily apply the terms and conditions found in manuscript policies to the facts of the claimFamiliarity with state specific environmental and insurance regulatory requirementsHigh level of discipline, results-orientation and ability to drive bottom line resultsSuperior analytical ability and organizational skillsEffective interpersonal communication skills in both verbal and written formatsProven strategic reasoning and execution skillsExcellent negotiation and advanced technical claim handling skillsFull command of issues and medicals relative to high value bodily injury claimsStrong ability to analyze coverage and liability issues, manage time limit demands and assess extra contractual exposures and other issues of complexityAbility to effectively communicate in a highly-matrixed environmentReadily able to influence and drive successful, collaborative claim outcomesThis role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations (Hartford, CT, San Antonio, TX, Lake Mary, FL, Phoenix, AZ, Naperville, IL) will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition.The annualized base pay range for this role is: $106,400 - $159,600