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Senior Lender
1 month ago
Melville, United States
Flagstar Bank
Full time
The Senior Lender - SVP interacts with Private Client Groups and their prospects and clients in the development of complex personal and business loans.JOB DUTIES
- Interviews applicants to request specified information for loan applications.
- Recommends requests that exceed credit quality to Portfolio Management Team Leader - SVP.
- Notifies Portfolio Management Team Leader - SVP immediately of any credit quality issues within portfolio.
- Reviews financial reports submitted by clients to monitor compliance.
- Ensures loan agreements are complete and accurate according to policy and comply with approval.
- Reviews daily referrals for overdrafts and unavailable funds from financial center and private client groups.
- Maintains database and monitors performance of loans.
- Works closely with outside counsel for documentation on loan transactions.
- Seeks opportunities outside the bank to develop prospects for loans.
QUALIFICATIONS:
- Minimum 8 years commercial lending at leading money center bank
- Formal Credit Training required.
- Bachelor's degree in business or related field highly preferred
- Prior management experience
- Thorough knowledge of lending to individuals/businesses
- Knowledge of Analyzing financial statements, cash flow analysis, financial ratios