The Senior Lender - SVP interacts with Private Client Groups and their prospects and clients in the development of complex personal and business loans.

JOB DUTIES

• Interviews applicants to request specified information for loan applications.
• Recommends requests that exceed credit quality to Portfolio Management Team Leader - SVP.
• Notifies Portfolio Management Team Leader - SVP immediately of any credit quality issues within portfolio.
• Reviews financial reports submitted by clients to monitor compliance.
• Ensures loan agreements are complete and accurate according to policy and comply with approval.
• Reviews daily referrals for overdrafts and unavailable funds from financial center and private client groups.
• Maintains database and monitors performance of loans.
• Works closely with outside counsel for documentation on loan transactions.
• Seeks opportunities outside the bank to develop prospects for loans.

QUALIFICATIONS:

• Minimum 8 years commercial lending at leading money center bank
• Formal Credit Training required.
• Bachelor's degree in business or related field highly preferred
• Prior management experience
• Thorough knowledge of lending to individuals/businesses
• Knowledge of Analyzing financial statements, cash flow analysis, financial ratios

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